RECENT BLOG POSTS
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There seemed to be a lot of attention in the general media to FHA's announcement last week of stricter guidelines. There should be NO cause for concern here. Yes, any changes to the FHA program are going to generate a lot of attention because the FHA program is now approaching a 40% market shar...
01/27/2010
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Greetings and welcome to 2010! Here is a handy financial calendar for the new year: Key dates to bookmark for the year ahead. By Jessica L. Anderson, Associate Editor of Kiplinger's Personal Finance magazine. JANUARY 1 - Parents of college-bound high school seniors: Fill out Free Application for...
01/03/2010
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Greetings, Remember in prior emails and blog ( www.activerain.com/blogs/rconcepcion ) we had discussed that one of the key signs of recovery to watch for would be efforts to take bad assets off bank balance sheets in order to improve their financial health. This would in turn make it easier fo...
04/15/2009
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Hello, A month ago on my blog, I posted my opinion on two things to watch out for that would signal the start of a recovery. Link: http://activerain.com/blogsview/916279/Recovery-Signals-to-look-for The first was that bad assets need to be taken off the books of the banks. Yesterday, the Treasu...
03/24/2009
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Hello, As you may know, President Obama's housing plan calls for more consistent guidelines on Loan Modifications. The details of this new plan have been released. You can access the actual document here: www.treas.gov/press/releases/reports/modification_program_guidelines.pdf Summary: •- ...
03/09/2009
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Hi, Details of the Obama administration's plans to address the housing crisis are beginning to be released. I'll be carefully reviewing this info and will share with you anything that I think is particularly meaningful. A government website has been set up where you can keep track of new informa...
02/18/2009
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Greetings, We're off to a pretty decent start this year: lower prices, interested buyers, and very low interest rates are creating a dramatic difference in loan demand compared to last year. Of course, the lending environment is more restrictive - so it's important to get pre-qualified up front ...
02/04/2009