Ron Cedillo's (rcedillo) Blog

You were approved for a mortgage. You put in an offer on your dream home, and it was accepted. You’re just weeks (or days!) away from closing.You’re in the clear, right?Wrong. Until you’ve closed on your mortgage, there are a number of financial mistakes you can make that could cost you your home...

Looking for a house has gotten pretty convenient over the years! You used to have to physically go into a real estate office and flip through an actual book of listings with a living, breathing agent if you wanted to see all of the houses available for sale.Now you can see every house on the mark...

Buying a house is never easy for younger generations, no matter what decade it is. Home prices always seem too steep, mortgage rates too high, and their incomes too low to be able to easily buy a house.However, the current market is possibly the most difficult for younger people to become homeown...

Buying a home is a serious investment, which is why many would-be buyers get caught up in all the “what ifs” of things that could go wrong, and ultimately let those fears stop them from buying their dream home.But the truth is, most “what ifs” have a logical explanation, and don’t have to derail ...

When you’re renovating a kitchen, there are plenty of updates that will deliver serious ROI, like updating your fixtures, refinishing your cabinets, or adding new flooring. But there are also some renovations that can be a waste of money.So what, exactly, are those potential money wasters?A recen...

Buying a home is a serious investment, which is why many would-be buyers get caught up in all the “what ifs” of things that could go wrong, and ultimately let those fears stop them from buying their dream home.But the truth is, most “what ifs” have a logical explanation, and don’t have to derail ...

Want to buy a new home, but don’t want to let go of your super-low mortgage rate? Depending on your loan and situation, there may be something you can do to buy a new property and retain your mortgage rate — a practice known as “porting” a mortgage.But what, exactly, is a mortgage port, and how d...

Some Highlights Want to know what experts say will happen in the rest of 2023? Home prices are already appreciating again in many areas. The average of the expert forecasts shows positive price growth. Where mortgage rates go for the rest of the year will depend on inflation. Based on historical ...

Summer is in full swing, and so are the scorching hot temperatures that go along with it.As the temperature rises, it’s important to keep cool. And if your home doesn’t have central air, there’s a good chance you’ll purchase a separate air conditioning unit.But what unit is the right fit for you ...

When it comes to selling a house, the prevailing advice has always been to depersonalize your home and have neutral decor. That way your house will appeal to a broader range of buyers, and they can envision themselves living in the home, rather than you.Some people take it to heart and you’d almo...