ARCHIVED BLOG POSTS
2011
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Below are some stories from other people who have used Stop Foreclosure Institute Members to short sale their house. Richard Groom We built a house ourselves and got into a situation with a sub-prime mortgage. We were being foreclosed on. I received an advertisement in the mail. When ...
01/10/2011
Mountain House CA – If you’ve ever tried to get a loan modification, then you know how tough it can be. Here is one reason why. The negotiations are all based off of how much the lender can squeeze out of you. The lenders feel like they are entitled to every penny they can get. They won’t stop...
01/10/2011
Mountain House CA – Shocking Fact: Most banks don’t own the loans they are handling.In fact, one of the “Big Four US Banks” only owns around 20% of the loans they hold. They are handling the other 80% as a servicer. The actual owner might be Fannie Mae, Freddie Mac, a Wall Street Trust, or a pe...
01/10/2011
Mountain House CA – Paying credit cards and other unsecured debts are your lowest priority. An unsecured debt is a debt where they can’t take away your car or house. A secured debt has something as collateral, such as your car, house, or anything else of value. The most commons unsecured debt i...
01/10/2011
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Mountain House CA – First off, there are many misconceptions about foreclosure, deed-in-lieu, and short sales. I hope to debunk them here. Common Foreclosure Myth #1: No matter what I do, I’m going to owe money to someone. On most short sales, the seller is able to walk away owing the bank nothi...
01/10/2011
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Mountain House CA – The Stop Foreclosure Institute was started because we are concerned by the foreclosure crisis affecting America. Rather than just sit idly by and do nothing, we decided to take action. That’s how we got started. We want to help families keep their sanity thru difficult times....
01/10/2011
Mountain House CA – If you’re facing foreclosure, then you are probably under stress. You don’t know what is going to happen. How long will it take before the bank kicks us out on the street? Will I owe my lender a ton of money? Will I ever get my life back? That’s why we put this site together....
01/10/2011
Modesto CA – The Stop Foreclosure Institute recently received a question from Tamra. She is buying a home and her agent is trying to talk her out of short sales. Here is Tamra’s question. “I am looking to buy a home. Some of the best priced properties are short sales. However, my agent won’t sh...
01/10/2011
Modoc CA – Many agents and buyers are scared of short sales. Here is something that I do to make the short sale process easier for the home seller. Before I start negotiations with your lender, I will order a complete title search.Here is why I do that. I want to know all the costs upfront, befo...
01/10/2011
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Modoc CA – If you are looking to buy a home, then you probably want to get the best deal. January is the best time to be purchasing a home. Let me explain why. A lot of people put their homes on the market in January. In addition, there are very few people looking to buy a home in January. This ...
01/10/2011
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Ron Cedillo
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