ARCHIVED BLOG POSTS

2015 

You keep hearing that NOW is the time to refinance because interest rates have never been lower. It’s true that interest rates are at an all-time low. Refinancing can be a great option if you’re looking to lower your interest rate, but there are some things to consider before making that decision...
03/14/2015
Do you want to buy a new home, but you haven’t saved up quite enough money yet for a down payment? Are you already a homeowner on a tight budget? Do you just need to save more money so you have it for a rainy day? Here are 30 money saving tips to help you achieve your goals. ---- Budget. Creating...
03/13/2015
Maybe you’ve recently graduated from college. Perhaps you’ve gone through a Bankruptcy and have since chosen not to incur any more debt. You could just save and pay cash for most things.----Whatever the case may be, there are many people out there with little to no credit history. So, can you buy...
03/13/2015
Everyone knows a low credit score can hurt your chances of qualifying for a mortgage, but here are 5 more things that can affect your mortgage application: ---- New debt. One of the last things you want to do before applying for a mortgage or refinancing is to take on any new debt soon before sub...
03/13/2015
 this should be share , great article Success is Not an Event “Patience, persistence and perspiration make an unbeatable combination for success.” Napoleon Hill, author     As I see it. . . . . . . . Success is not an event   Success is not an event . . . . Success is the result of a consistent a...
03/13/2015
Mortgage insurance, or Private Mortgage Insurance (PMI), should not be confused with homeowners insurance or hazard insurance. ----Mortgage insurance is a policy that benefits mortgage lenders in the event they have to incur the costs of a foreclosure on a property. ----Mortgage insurance is gene...
03/12/2015
Maintaining a Good Relationship with your Agent Posted by Raoul Loustaunau----A relationship between you and your real estate agent is like any other. Sometimes it takes a little TLC on both ends. It’s important to remember that your real estate agent is working on your behalf. They may be making...
03/12/2015
One of the first things you think about when deciding to buy a home is applying for a mortgage loan. Many people wonder if it’s better to work with a mortgage broker or a bank. The differences are bigger than you think. ----Banks, Credit Unions, and Similar Lending Institutions ****Lending office...
03/12/2015
“I want that!” It’s something you hear often when you’re a parent. And if you’re anything like your own parents, you probably respond with, “Money doesn’t grow on trees.” ----It’s important to teach kids early about money and that they can’t always get what they want. It seems simple, but many pa...
03/12/2015
 this is a fantastic article Broad Sustainable Building, the same company that promised to build the world's tallest skyscraper in 90 days, has released a new video of a smaller but still kind of mindblowing feat: building a 57-floor tower in just 19 days. Sploid breaks down the info they receive...
03/12/2015
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Raoul Loustaunau

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