Randy Kirsch's Blog,, NMNLS #1012303 - Your Dedicated Mortgage Consultant, Right Trac Financial Group, Inc. NMLS#2709

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Mortgage and Lending - Right Trac Financial Group, Inc., NMLS# 2709 - NMLS #1012303
An article in National Mortgage Professional Magazine  reviewed a recent 2014 U.S. Primary Mortgage Origination Satisfaction Survey by J.D. Power that found that 54% of first time home buyers are confused as to the loan options available to them.  While reports indicate that young people are stay...
I recently saw a post on another website that expressed the blogger's feeling that the playing field for MLOs was not level as between MLOs who are required to be licensed and participate in continuing education annually and renew their licenses annully, as opposed to those MLOs who work for depo...
In my blog yesterday  I discussed a Realtor's duty to make disclosure of known pertinent facts under the Code of Ethics and Standards of Practice of the National Association of Realtors  (the "Code of Ethics").  I did notice that the Code of Ethics does not expressly require a Realtor to inspect ...
I wrote a blog yesterday  that involved a New York lawsuit in which a woman devised a contorted and twisted interpretation of a provision of Code of Ethics and Standards of Practice of the National Association of Realtors  (the "Code of Ethics") to support her position against a leasing agent.  A...
A case that was recently decided by the New York County, NY, Supreme Court (trial court of NY), entitled Katehis v. Sovereign Associates, Inc., et al.,  presents an interesting twist to the application of the Code of Ethics and Standards of Practice of the National Association of Realtors  (the "...
An article on CNBC  just appeared a short time ago this morning that outlines the latest report from RealtyTrac regarding foreclosure filings.  It appears that foreclosures are on the rise with banks opening their flood gates to deal with a number of non-performing loans that have been stagnating...
Several days ago an acquaintance was telling me that she sold a property at an auction that was subject to a sewer caveat (lien).  The caveat arose out of the installation of sewers in the neighborhood and was originally payable in annual installments over 20 years, of which 5 annual installments...
I don't want to beat a dead horse dead, but I do believe that "thank you" cannot be said enough to our veterans and members of the armed forces.  There are a few members of my family who are or were in the armed forces.  Most recently, my son-in-law is serving in the Coast Guard.  While you may t...
Freddie Mac has released its quarterly refinancing report and it is outlined in an article on MSN MarketWatch.  The report indicates that cash-out refinancings are in fact on the upswing, having reached $8 billion in the cash out refinancing of conventional mortgages for the third quarter.  At th...
I attended the Social Media Marketing seminar that was put on by Joe Petrowsky of Right Trac Financial and Kyle Reyes of the SilentPartnerMarketing this past Thursday.  At the outset I want to thank these two for doing a very well run, professional and useful event.  I am not the most computer li...

Randy Kirsch

(NMLS# 1012303) Your Dedicated Mortgage Consultant
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