Ralph's Blog

Real Estate Agent - Long & Foster Realtors
General Information for Consumers and Realtors.
Check out home sales numbers and prices for April 2009 versus April 2008 for Anne Arundel County, Baltimore City, Baltimore County, Carroll County, Frederick County, Harford County and Howard County. See how your home may fair in the current market. Contact me for a Competitive Market Analysis to...
So you your new job will bring you to Ft. Meade in Anne Arundel County, also home to the US Naval Academy in Annapolis and the National Security Agency. You may wish to explore the Public Schools at www.aacps.org or the local county government at www.aacounty.org. Additional information can be fo...
  For years I have watched Maryland's premier real estate program, "Your New Home" on WJZ TV the local CBS Affialiate. As the longest continuous running real estate show in America, it's one of the main reasons I became a Buyer's Agent to help people and families find the perfect home. Below is a...
A few years ago, any given day would see multiple walk-in customers to our real estate office looking to buy their first home, find out the value of their current home, ask how to get started in a their next home search or to request a realtor list their property. This would be accompanied by wel...
It's a great time to stop renting and buy your first home! FHA loan limits will be increased to $560,000 and you may qualify for an $8,000 tax credit. There is no reason to continue to rent an apartment or townhouse when you can own your own place with just 3.5% down. Visit me at my website...htt...
These are tremendous times we live in. There has never been a better buyers market in recent memory. Inventory is high and interest rates are low low low. There are even talks that rates may drop even lower in the near future. The National Association of Realtors and other groups are putting pres...
Habitat for Humanity in Baltimore is using environmentally friendly and energy efficient methods when rehabbing Row Homes in the city. You too could use these ideas when renovating or rehabbing your homes. Follow the link below to read how they did it.   http://www.dnr.state.md.us/ed/pdfs/CHFH.pdf
We are witnessing the end of an era regarding seller paid down payment assistance programs. Recent legislation will limit down payment assistance by the winter of 2008. With interest rates sure to rise towards the end of the year, the time has never been better to take advantage of new tax credit...
As states and counties around the country catch on to the latest environmental building craze it seems that going green is much more than just a passing fad. Here in Maryland, Baltimore County has developed its own website to assist builders and consumers understand how the county can help:  http...
1) Get pre-qualified or pre-approved by a lender or financial institution. It is better to use an in-state lender versus an out of state, on-line lender. Give a copy of your pre-qual letter or pre-approval letter to your realtor. 2) Do your own research and know where you want to live. Share this...

Ralph Rodriguez

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General Information for Consumers and Realtors.