Raine's Blog

After finding the house of your dreams for you and your family, negotiations, inspections, loan processing, under writing, repairs and requests, you are finally ready to close the deal...sign on the bottom line, and MOVE IN! Here are reminders: 1) Switch utilities in your name. 2) Change locks on...

They're yellow with black letters, HANDWRITTEN, and ask you to call them to buy a house for $100 down.  If you are someone thinking about buying a house for you and your family to live in, would you really want to buy a house from someone who hand wrote their message on a flighty sign, no company...

There are different loans a borrower should learn about before actually obtaining one!  I've had plenty of buyers in the past not know what type of loan they were getting from a lender that pre-qualified, or pre-approved them before they hired me. IS THIS FOR REAL? Yes it is!  Most recently, I ha...

Now I'm no loan officer, but did get certified as a Loan Originator a couple years ago.  Some things I remember from my course, others from real world experience.  Like, if you want a loan from anywhere, you must have a good credit score.  And "good" means above 660, and that's not really conside...

Buyers, I know you've heard now is a great time to buy a house, especially a foreclosed house.  Well, that may be true, but there are some things you should know when buying a foreclosure. Now you must know the difference between a Pre-Foreclosure vs. Foreclosure.  Homes that are considered "pre-...

I know its tempting to stop into a new community when you see those signs on the side of the road, but you must understand, the representative works for the builder.  Her primary objective is to sell a house to you so her boss, the builder, can stay in business.  And so, it would behoove you to g...

Credit is so important in today's American economy.  You see commercials telling you there is an Obama stimulus plan that addresses helping those with high credit card amounts to call for debt assistance.  Why?  Because, in America, as we all know, Credit is King! If you are contemplating buying ...

So you've thought about buying a house over, and over again.  Your mom told you that now is a good time to buy. Your best friend bought her first house.  You envision, time and again, living in your own home with a backyard, upstairs and downstairs, and pulling into your garage.  So what's keepin...

So you've found your dream home, negotiated a purchase price, and now its time to have inspections.  What now, you ask?  Well, if you have an inspection company that you are familiar with, or one that a friend or family member used in the past, that's your starting point.  If you do not know of a...

Here are the market stats, to date, for the Ballantyne area: February 2009 Homes SOLD = 24; Average SQUARE FEET = 2837; Average Bedrooms / Baths = 4 Bedrooms, 2 Full 0 Half Baths; Average LIST PRICE = $228,879; Average SALES PRICE = $279,053; Average DAYS ON MARKET = 96. February 2010 Homes SOLD ...