Your Central Florida Financing|Housing Resource

By
Mortgage and Lending - Karen Cooper | Sr Mortgage Loan Originator ! NMLS # 223305 | First Federal Bank of Florida, Ocala, FL - NMLS 223305
Nationwide home mortgage lending, Jumbo High Balance Conventional and Government purchase loans, love to serve our Veterans, first time home buyers, buyers re-entering after a short sale or foreclosure, homeowners refinancing to obtain better interest rates|terms, FHA Streamline, VA Interest Rate Reduction, Home Affordable Refinance Program, down payment assistance, FHA 3.5% down, Fannie Mae 3% Down, Home Equity Loans and Lines of Credit, Austin Cedar Park Round Rock Georgetown Leander Texas, NMLS #223305
RECENT BLOG POSTS
With today’s first time home buyers needing to come up with more cash at closing, you may be thinking the only way you are going to have the American Dream and own your own home is if you win the Lottery. If you are like roughly 50% of the folks in your area making your area median income or less...
07/24/2010
Way to go, Gary! I believe you've hit the nail right on the head.So, Do You Know What Distressed Property Owners Need? We are talking pre-foreclosure, heading toward a short sale, heading toward a possible REAL foreclosure. Knocking that credit rating down 200 points possibly for 7-10 years. Well...
07/24/2010
There is a valuable partnership not being described much…are you using this partnership? The partnership I am referring to is that of the short sale real estate broker and their local HUD certified housing counselors. Many homeowners in financial distress seek the assistance of their local HUD ce...
07/24/2010
Are you thinking about refinancing from your 30 year mortgage in to a 15 year fixed at today's REALLY  AMAZINGLY LOW INTEREST RATES? You aren't alone if you are. Most people pick up the phone when they are headed down this path and ask "what's your rate?". In today's world, you very well may find...
07/22/2010
  With all the focus on declining equity we are seeing in many housing markets, it brings up the focus on considering a shorter term mortgage than homeowners typically choose. In my 27 years, a LOT of my clients have chosen the 15 year mortgage, often times through refinancing. They may have need...
07/22/2010
Mamma Mia, what a meal we had tonight at Pomodori Ristaurante in Medford Oregon! If you haven’t been to this wonderfully fresh and invitingly unique Italian restaurant right here in our little corner of the world, you are so missing out.   We started off with the Caesar Salad that has of very gen...
07/20/2010
There have been several proposals on the agenda for the FHA loans. Some may call it a Hidden Agenda vs. the transparency most of us have so desperately been seeking in the mortgage industry. When FHA proposed an increased down payment to meet the wishes for those wishing buyers "have more skin in...
07/20/2010
  Here is Mike Jones in Tucson highlighting some critical points our interest rate/bond markets are facing. I'm out there making hay right with you, Mike!   Pretty, isn't it?  It won't last.  The same is true with the extraordinarily low interest rates available right now.  They won't last. Don't...
07/20/2010
All around us, we see hardship and opportunity. Have you seen hardship…neighbors, colleagues, friends, family struggling to hang on to their homes and retirement portfolios that may have included real estate investments? Families torn apart due to financial distress from job loss, income reductio...
07/20/2010
Rita highlights some HUGE reasons to find a resolution for your underwater home. Oregon is one of the HARDEST HIT STATES, and received extra funding to battle the foreclosures. These programs are need based, though, and strategic defaulters won't be getting their hand in the pot. Nice post, Rita!...
07/12/2010
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Karen Cooper

Helping Homeowners w/Home Loans in 27 US States
smartphone(512) 375-2422
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Loving the challenge of a career in mortgage|real estate since 1983, keeping up with the progression of changes in this industry keeps one on their toes. What doesn't kill us makes us stronger, right? Here's to a few more decades of strength building!