North Georgia Real Estate Blog

Real Estate Agent - GARDNER, REALTORS
This blog is being offered to keep buyers and sellers interested in buying or selling property in the North Georgia Mountains informed of what is happening in Habersham County and the cities of Clarkesville, Cornelia, Demorest, Alto and Mt Airy as well as White County and the cities of Cleveland, Helen and Sautee Nacoochee.
No. A tax credit is a dollar-for-dollar reduction in what the taxpayer owes. That means that a taxpayer who owes $8,000 in income taxes and who receives an $8,000 tax credit would owe nothing to the IRS.A tax deduction is subtracted from the amount of income that is taxed. Using the same example,...
I get asked this question a lot so I thougfht it would be a good blog post!  A "short sale" occurs when the value of the property being sold is less than the total of the outstanding liens against the property, and the lender agrees to accept a "short" payment on the outstanding mortgage. The len...
What is the difference between the “Acceptance Date” and the “Binding Agreement Date” in the GAR form contracts? The Acceptance Date is the date that the party who has been presented with an offer or counteroffer signs and accepts it. However, a legally enforceable contract is not created until ...
    There are a lot of ways to get foreclosure info but they all want you to subscribe and pay them for detailed information beyond a price and a street name and Not Even A House Number!  We are offering on this blog more detail and with an email or phone call we will research all the information...
Tax season is upon us, and homeowners everywhere will reap the benefits of tax breaks and incentives. If you're currently renting, consider the tax advantages of homeownership. Now may be the time to buy. If you're an owner or seller, new incentives will help you survive this tough housing marke...
 Not only are you choosing your dwelling place, and the place in which you will bring up your family, you are most likely investing a large portion of your assets into this venture. The more prepared you are at the outset, the less overwhelming and chaotic the buying process will be. The goal of ...
Senate Unanimously Approves Isakson Amendment to Stimulate Housing Market                                                                                                                      WASHINGTON The U.S. Senate today unanimously approved an amendment to the Fiscal Year 2010 Budget Resoluti...
The homebuyer tax credit is one of 10 key provisions of the American Recovery and Reinvestment Act signed by President Obama into law on Feb. 17, 2009.The bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after...
I will be pulling the foreclosure data from even more sources in the next few days to update the blogs postings I did earlier in the week for both Habersham and White Counties! I have noticed that some foreclosure listings go pending/under contract at the  time of listing. I will be adding the pr...
Both the Habersham County and White County posts on this Blog will be up dated weekly some of the homes may be under contract, but so many pending contracts are not going to closing, so I have opted to only note the ones that have actually gone to closing and SOLD!

Tom Pulsifer

Associate Broker
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