Minnesota Mortgage

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Mortgage and Lending - Guaranteed Rate NMLS #2611 - NMLS ID # 389212
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RECENT BLOG POSTS
Once you have undergone the preapproval process to buy your Minnesota home, you will be ready to start looking at homes that you have found on internet searches. Buying a Home in Minnesota Step 3: Find the House of Your Dreams When you work with a real estate agent to find a home you will be inve...
02/08/2011
If you have already been through the first step of getting preapproved for mortgage financing to buy your first home in Minnesota, the next step will be to define your property search criteria based on the types of financing you will be using. Buying a Home in Minnesota Step 2: Define Your Proper...
02/07/2011
Are you looking to buy your first home in Minnesota?  You've come to the right place!  In this series of short blog posts I will help you learn everything you need to know about how to buy your first home in Minnesota.   In this online guide I'll cover mortgage pre-approval, how to negotiate on ...
02/07/2011
When a buyer chooses a loan program with less than twenty per cent as a down payment, an escrow account for taxes and insurance is generally a requirement of the loan program.  In most cases the only way to opt out of an escrow plan is to have twenty per cent down (or more) while choosing a conv...
02/07/2011
If you currently own rental property we might be able to use income derived from that property in order to qualify for your home loan.  While there are several mitigating factors depending upon each loan program, the general rule of thumb for documenting rental income is shown below. Documenting ...
02/06/2011
If you receive consistent income resulting from child support payments you might be able to use it to qualify for a home loan.  You are not required to disclose it as income, however, if you do not wish to or feel as though it might be unreliable. The income must be expected to continue for a mi...
02/06/2011
If you want to get a home loan in Minnesota you will need to document the income that you receive in order to qualify for the loan program.  If all or part of your income is received through the Social Security Administration, you will need to provide the following documentation: Social Security ...
02/06/2011
When getting a Minnesota home loan, you will be required to verify your income.  If you work for a company that provides you W2s at the end of the year, you will need to provide the following documentation.  If you’ve worked for more than one company over the past 2 years, you’ll need to provide ...
02/06/2011
Why would a seller pay my closing costs? In today’s Minnesota real estate transactions, it is very common for a property seller to contribute towards their buyer’s closing costs. From a negotiating standpoint it’s important for you to understand why they might do so as well as what it means to b...
02/06/2011
Minnesota First Time Buyers While the mortgage and real estate market have waxed and waned over the years, Minnesota first time home buyers have enjoyed the benefit of some extraordinary opportunities to finance their homes with special financing from the State of Minnesota. The Minnesota Housin...
02/04/2011
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Peter Lindquist

SVP of Mortgage Lending
Contact The Author
Peter Lindquist - NMLS # 389212