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Mortgage and Lending - HomeSmart
RECENT BLOG POSTS
When you file for bankruptcy, your creditors are required to halt all collection activity against you. This includes foreclosures. If you are behind on your mortgage payments and facing foreclosure, bankruptcy can help you save your home.Bankruptcy will give you what is called a "wage earner's pl...
03/25/2022
Living in Louisiana can be expensive, but there are ways to reduce the cost. One way is to find a job that pays a good salary. Another way is to live in a less expensive part of the state. Finally, there are ways to save money on groceries and other expenses.If you are looking for a job that pays...
03/18/2022
What is a short-sale property?A short sale property is a piece of real estate that is being sold by the owner for less than the outstanding balance on the mortgage.The lender agrees to accept the payoff amount in order to avoid foreclosing on the property and taking a loss.Short sales are often u...
03/11/2022
Manual underwriting is more stringent than automated system approval. Mortgage lenders will look for compensating factors when considering applicants with recent late payments or high-risk levels, and the ability to repay should be stressed in any application process that includes a manual workfl...
03/04/2022
Preparing To Qualify For Mortgage: TipsAs you could imagine, there is a common theme amongst potential borrowers when it comes to buying a home and it is how they can go about Preparing To Qualify For Mortgage. This isn’t just something most people can just walk into and just get the best rate or...
02/17/2022
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