The Oscars Real Estate Team

Why Should You Conserve Water? There are many good reasons to conserve water.Water conservation can help meet future needs and helps preserve the environment. Plus, saving water will save you money. The typical family of four spends $820 per year on water and sewer charges, but costs can be twic...

XeriscapesWater-Saving Landscaping All across America, communities have been faced with increased demands on existing water supplies. Consequently, there is a greater focus on water conservation, not just in times of drought, but in anticipation of future population growth. Water can no longer b...

If you are a Veteran,Could a VA Loan Help You? If you are an eligible veteran, the U.S. Department of Veterans Affairs (VA) may be able to assist you with a loan for the purchase of a home. The VA guaranty loans encourage lenders to offer loans to veterans by protecting lenders against loss if t...

Let's Have a Garage sale, yard sale, tag sale, estate sale,basement sale, house sale, porch sale whatever you call it, they're fun to have and, better yet, have the potential to add substantially to your personal bottom line! However, as with anything that's worth having, there are a few steps a...

Foreclosures There are a lot of alarming statistics out there about foreclosures. But when you understand what a foreclosure is and how it works, it takes some of the fear out of the unknown.To break it down to its bare bones, a mortgage foreclosure happens when a lender exercises its lien again...

It's Your Right to Exercise Americans young and old should incorporate regular physical activity into their everyday lives. This does not necessarily mean joining an expensive gym or committing to a rigorous exercise or training routine. It is sufficient to choose activities that fit into your d...

The Pros and Cons With all the current uproar about energy resources and energy costs, you may be looking into every available alternative to lower your own energy bill. One alternative you may want to research is solar power. It's the one power source we all have pretty equal access to (unless ...

Down-PaymentGot You Down? For many Americans, "coming up" with a down-payment for their first home purchase can be a major roadblock -- and quite often the reason for renting, rather than owning, a home. A "down-payment" is the difference between the home's purchase price and its mortgage amount...

Choosing the Right School For many families, a move to a new state or community means making difficult choices. Choosing from among the wide array of options of appropriate day care for younger children or schools for the older ones can be a complex and time-consuming chore. Parents need to exam...