The Oscars Real Estate Team

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Real Estate Broker/Owner - Fillmore Home Value Check
RECENT BLOG POSTS
Buying vs. Renting Your Home Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as "the American dream." Wh...
01/06/2014
Before the home search begins, your real estate agent will want to know as much as possible about the features and amenities you desire. To help your agent better serve you, analyze what you want and what you need in a home’s features and amenities. Features: Age: Do you prefer historic propertie...
01/03/2014
Your lender decides what you can borrow but you decide what you can afford.   Lenders are careful, but they make qualification decisions based on averages and formulas.  Historically, banks use a ratio called 28/36 to decide how much borrowers could borrow. An approved housing payment couldn’t be...
01/02/2014
If you receive a letter from XYZ Mortgage telling you they've brought your loan and you should now send payments to them, don't do it unless you receive a conciding letter from your current lender. This type of mortgage scam goes on all the time, and many homeowner don't even think twice before s...
12/27/2013
1. Decide to buy. Although there are many good reasons for you to buy a home, wealth building ranks among the top of the list. We call home ownership the best “accidental investment” most people ever make. But, we believe when it is done right, home ownership becomes an “intentional investment” t...
12/27/2013
9 TIPS! What Are They? It's no shame to be turned down for a loan, but it just might be a shame to shrug your shoulders and give up. You can revisit a rejected loan and get the money — but you'll need to take a few steps first.   Before we line up some tips, know that banks are turning down more...
12/26/2013
Is Your Home Office Tax Deductible? You can deduct certain expenses if your home office is the principal place where your trade or business is conducted or where you meet and deal with clients or patients in the course of your business. Your home office will qualify as your principal place of bu...
12/23/2013
Tax Benefits For Homeowners We all know the old adage about nothing being certain except death and taxes. However, on a more positive note, you can also be certain of tax benefits if, that is, you are a homeowner.Purchasing a home can provide valuable tax savings to homebuyers. Mortgage interest...
11/15/2013
Is Your Home Office Tax Deductible? You can deduct certain expenses if your home office is the principal place where your trade or business is conducted or where you meet and deal with clients or patients in the course of your business. Your home office will qualify as your principal place of bu...
11/14/2013
Title InsuranceWho Owns What? Owning a home is one of the most important parts of the american dream, but having the deed to a piece of land does not necessarily mean the property is yours free and clear. Other people may have certain prior rights or claims that your deed will not erase. Such ri...
11/13/2013
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