Nikitas Kouimanis, Mr Mortgage

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Mortgage and Lending - Cardinal Financial Company, Limited Partnership - NMLS ID # 9659
Trust Professionalism Integrity "Creative Mortgage Solutions for Every Mortgage Need" Nikitas Mr Mortgage Kouimanis I am the most experienced and ethical Mortgage Professional offering you the best service and fees, with Low Home Mortgage Rates for all your FHA, VA Conventional, Jumbo Home Loan Purchase and Refinance Needs.
RECENT BLOG POSTS
Two very common words floating around the mortgage industry these days are prequalification and preapproval. When applying for a new home loan, knowing the difference between these two terms can save you a lot of time and headaches.  Prequalification is an unofficial estimate of how much house yo...
10/05/2013
There is no doubt that buying a home for the first time can be an intimidating process. A house is a huge investment not only as a first-time buyer but anytime thereafter as well. In fact, buying your home may be one of the largest financial investments you make in your lifetime. You will definit...
10/05/2013
The U.S. government has been shutdown today after Congress failed to come to a deal to fund the government. The shutdown has put 800,000 federal workers without a job and without paychecks. The shutdown could cost the economy nearly $1 billion a week in lost pay by furloughed federal workers. Ho...
10/01/2013
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  A mortgage with a loan amount exceeding the conforming loan limits set by the Office of Federal Housing Enterprise Oversight (OFHEO), and therefore, not eligible to be purchased, guaranteed or securitized by Fannie Mae or Freddie Mac. In the United States, a Jumbo Loan is a Mortgage Loan in an ...
09/30/2013
FHA 203k LoanA type of federally insured mortgage product for individuals who want to rehabilitate or repair a damaged home that will become their primary residence. What Is An FHA 203k Loan?   Simple Answer - A great way to purchase and renovate a property in one simple process.   An FHA 203k Lo...
09/30/2013
30-Year Fixed Rates are Lower than Ever! If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes.  Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of y...
09/29/2013
If you're not behind on your mortgage payments but have been unable to get traditional refinancing because the value of your home has declined, you may be eligible to refinance through the Home Affordable Refinance Program (HARP). HARP is designed to help you get a new, more affordable, more stab...
09/29/2013
Save Big with Low 15-Year Fixed Rates The security of a consistent rate and payment and the ability pay off your mortgage as quickly as possible.  A 15-year fixed-rate mortgage allows you to pay less interest over the course of your loan.  Lower rates and a shorter term makes this loan a great ch...
09/29/2013
In general, any loan which does not meet guidelines is a non-conforming loan. A loan which does not meet guidelines specifically because the loan amount exceeds the guideline limits is known as a jumbo loan. In the United States, a conforming loan is a mortgage loan that conforms to GSE guideline...
09/29/2013
                                                                                                                     Pre-Qualification Prequalification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much t...
09/28/2013
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NikitasKouimanis, Mr Mortgage

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"You want him on your side. His willingness, intelligence and ability to help on a closing is above and beyond any others I have delt with. Nikita ... more "
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by zuser20140513153324044
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"Nikitas was very helpful, informative and responsive. Turned our loan around quickly with no problems. Helped us get into our new home and we couldn't ... more "
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