Neena Vlamis's (neenavlamis) Blog

Exciting News for Homebuyers and Real Estate Professionals! ⁠2024 Conforming Loan Limits are here, and they bring great opportunities for home financing. ⁠⁠The new conforming loan limit set by the FHFA for 2024 is $766,550 (a hike of $40,350 compared to 2023's baseline amount of $726,200. ⁠⁠For F...

  Suppose you’re trying to find the best way to maximize profits and reap the most benefits during a real estate exchange. In that case, it might be time to consider the many benefits of a 1031 exchange to real estate investors. How could this exchange help you with tax deferral and other benefi...

December 1, 2023 By Neena Vlamis, President of A and N Mortgage Your home is your sanctuary, a place of safety and comfort for you and your loved ones. But hidden dangers, such as carbon monoxide (CO), can threaten your well-being. CO is a colorless, odorless gas produced by incomplete combustion...

In an industry where every transaction involves multiple people, transparent communication can make or break a deal. As the loan officer, we try to truly grasp what our clients are looking for and understand the deeper motivations and priorities.A Real estate deal involves various stages and effe...

This holiday season, let's discover the joy of building memories that will last.In a world focused on possessions, shared experiences hold greater value than material gifts. Picture the joy of embarking on an adventure that creates unforgettable memories in our hearts.Whether it's a cozy movie ni...

Until 1975, women couldn't sign a mortgage without a male cosigner...The Equal Credit Opportunity Act of 1974 stopped banks from being able to refuse women from getting credit cards.It's amazing to think how far we have come. Today a female mortgage broker can have $1B worth of business.Nobody im...

Everything You Should Know Before Applying for Home Loan Where Should You Start? When it comes time to apply for a home loan, it is hard to know where to begin! Finding the right type of home loan can be confusing because there are a number of different options to consider. Start by contacting yo...

 Understanding the FHA Self Sustainability Test for 3 & 4 Unit Properties FHA loans provide relatively easy financing for people who might not qualify for conventional mortgages. Although the Federal Housing Administration doesn’t actually lend money, they insure the banks and mortgage brokers th...