The Mortgage Planner

Ask any seasoned person you know and they will tell you they regret the things they didn't do in life, not the ones they did.  They regret the risks they didn't take, the places they didn't see, the people with whom they lost touch.  We so often get lost in survival mode and what needs to be done...

Whoo hoo!  High five!  Mortgage rates in the high five percent range that is!  We haven't seen rates this low in two years.  Today, a 30 year fixed rate is showing 5.75% (5.905 APR).    I would look for real estate investors to start putting their toes back in the water this spring, snapping up a...

I received some good comments on my post 11/23 "Do You Want to be Debt Free or Wealthy?", so I wanted to continue the conversation.  Hope it helps. Q from Konnie:  What do you consider a good return? A: Good question, Konnie.  This is where you'll want to work with your financial planner to deter...

With all the turmoil in the market it's hard to believe that rates on 30 year fixed mortgages are basically right where they were 12 months ago, but it is true.  Rates are currently at 6.33% (6.584 APR), only slightly higher than the 6.25% (6.402 APR) we saw in October of 2006.  Of course, six mo...

Amerititle has opened an office in Council, Idaho.  If you are closing on a property north of Weiser and west of McCall, you can contact Cierra or Julie at 208.253.6144 and they'd be happy to help you out. 

Though Idaho is still enjoying a growing market, we have slowed from the breakneck pace of last year.  Now is the time to use creative financing to obtain a win-win scenario for both buyer and seller.  These methods can be used to set a seller's home apart from their competition.  For example, a ...

The Thursday, September 27, 2007 issue of USA Today featured a front cover story on growth in Idaho and how it continues to be one of the best real estate markets in the country.The article is too large to include here, but back issues can be purchased at http://www.newstand.com/.

Posted:  August 23, 2007Because Countrywide mortgage is an icon of the industry, what happens to the company can have an emotional affect on borrowers and investors.  So when the company found it suddenly difficult to obtain its usual sources of short term corporate debt (called commercial paper)...

Should you leverage your home or pay it down rapidly?  This is a very personal question and the answer can vary greatly from person to person based on his or her disciplines.  Many planners today espouse the idea of paying down your mortgage completely for the piece of mind.  But do you think hav...