Michael Sinton's Real Estate Blog

You’ve probably heard the term "reverse mortgage," which refers to a loan that allows homeowners aged 62 and older to tap the equity in their home, without repaying it. This has become an increasingly popular way for retirees to generate extra income for living expenses and paying off debt. Howev...

Fannie Mae and Freddie Mac - who or what are these entities, and why are they mentioned so often when discussing the current mortgage crunch? These two organizations either own or guarantee nearly half of all outstanding home loans. That's over twelve trillion in debt (that's a 12 followed by 12 ...

A home's electrical system is its bloodstream, and when you’re buying, you want to know that the flow is strong and safe. While an inspection should be required in your offer, knowing just a couple basics will help you in making your choice. Recently built homes have 220-volt service, meaning two...

Do you remember that first spark of hope you felt when you watched The Secret? I clearly remember the desire that filled my heart, knowing that - Yes, I can make my dreams come true - FINALLY! But how many of you soon saw that hope dwindle into frustration? How many of you (and be honest now) sta...

Selling a home has its challenges, some of which go beyond the obvious aspects of determining an asking price and developing a marketing plan. Just trying to keep your home in immaculate condition while living there is no mean feat, not to mention being prepared for showings at any given moment. ...

When you hear the term "home inspection," you're likely to think of the electrical system, plumbing, roof and foundation, and smaller items like cracked windows or drafty doors. However, it's the elements in the home that cannot be seen that demand special attention on the part of buyers and sell...

With millions of dogs and cats as members of American families, there’s a good chance that you've got pets sharing the home you're trying to sell. Since not everyone enjoys the company of animals, there are some measures you should consider taking before prospective buyers come over for a showing...

While many buyers are aware that a mortgage pre-approval letter increases their buying confidence and power, most may not understand exactly why pre-approval is so important. Why should you jump through the application hoops before even beginning your home search? First, you'll know exactly how m...

If you're in your fifties, sixties or beyond, you may be facing your first move in decades. The process may seem overwhelming, and you may be anxious about the future and the big changes coming up. However, a trusted real estate agent can help with all the steps along the way, especially with sel...

Regardless of the causes, most areas around the country are experiencing what is commonly referred to as a "buyer's market." That term might make sellers squirm, but for those purchasing a home, lower prices are just the starting point for negotiation these days. During the recent "boom" years, b...