RECENT BLOG POSTS
No Down Payment USDA Mortgage Program Makes Texas Homes More Accessible  One of the biggest challenges many Texas first-time home buyers or step up buyers face is a lack of down payment and the necessary funds for closing costs. However, even with the widespread availability of "no-money-down pro...
09/29/2016
A jumbo loan is defined as a loan whose loan amount exceeds the Fannie Mae conforming loan limit. In Plano Texas, the conforming loan limit is $417,000.  The Richard Woodward Mortgage Team is well versed in handling the special needs of luxury home buyers.  Buyers will receive the concierge servi...
09/20/2016
What are the steps to getting a mortgage? Shopping for a mortgage is the first step toward owning a home and perhaps the most daunting, especially if you are not prepared. Make no mistake, there's a lot involved in getting a mortgage loan.  Working with a local, direct mortgage banker such as The...
09/14/2016
If you’re a first-time home buyer, the prospect of owning your first house is exciting and perhaps even daunting. There are several items to consider such as landing a good real estate agent, searching for the right home, and applying for a mortgage loan and getting approval. Another aspect of t...
09/12/2016
Conventional 97 Program Requires Just 3% DownConventional 3% down payment program has been updated. Are you looking for a low down payment mortgage?  Do you want to buy a home for $429,600 and only want to put 3% down?  With our conventional 3% down or HomeReady home loans you can buy your dream ...
08/30/2016
What is an FHA Loan?An FHA insured loan (Federal Housing Administration) is a loan backed by the U.S. Department of Housing and Urban Development (HUD). Not only are FHA home loans are a viable option for many Texas first time home buyers, they are even great loans for step up buyers. Although FH...
08/25/2016
Here’s something every American consumer should remember to do every year, and I’m wondering if you’ve gotten around to it yet—requesting your no-cost credit reports from www.AnnualCreditReport.com. This is the official website where you can access your complimentary reports from the three credit...
08/23/2016
OPEN SUNDAY - 3-5 PM in Prestigious Starwood just moments from the new Dallas Cowboys world headquarters and Toyota USA new headquarters. JUST LISTED Come by to see this gorgeous custom home and meet luxury home marketing specialist Michelle Campbell of Keller Williams Realty. 5 spacious Bedrooms...
08/20/2016
Things to Avoid While Purchasing a Texas HomeAre you looking for a new mortgage? We'll be glad to talk about your mortgage needs! Give us a call today at (214) 945-1066. Want to get started? Apply Now.What's more fun than buying a bunch of new furnishings to go in your future home? Not much. But ...
08/19/2016
Things to Avoid While Purchasing a Plano Texas HomeAre you looking for a new mortgage? We'll be glad to talk about your mortgage needs! Give us a call today at (214) 945-1066. Want to get started? Apply Now.What's more fun than buying a bunch of new furnishings to go in your future home? Not much...
08/15/2016
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