RECENT BLOG POSTS
If you are a first-time homebuyer you may not even know how to get started. If you’re even thinking about becoming a first-time homebuyer, then you actually have started the process. Becoming a first-time homebuyer does require you to do a little homework and make a commitment. It can also help y...
06/08/2017
Top 10 Things You Should Know About Your Mortgage When Going Through a DivorceDivorcing clients have many questions when going through a divorce; especially when real estate and mortgage financing are involved. Here are ten top things every divorcing client should take into consideration when dea...
06/02/2017
How to qualify for a home loan with student loan debt.If you are trying to purchase a home and you have a significant amount of student loan debt this could be a problem qualifying for the home you want. Current FHA guidelines require that lenders use 1% of your current student loan debt as your ...
05/21/2017
Divorce and Your Mortgage If you are going through a divorce, separated, or considering a divorce and you own a Texas home together with a mortgage then there will be issues that need to be addressed. The vast majority of loan officers are ill prepared to help effectively and if they are not a Te...
05/20/2017
FHA Home Loan An FHA home loan is (Federal Housing Administration) is a loan backed by the U.S. Department of Housing and Urban Development (HUD) for first time home buyers in Plano Texas. Not only are FHA home loans are a viable option for many Plano, Texas first time home buyers, they are even ...
05/19/2017
Five tips that will set you apart as a family law attorney. If you include some or all of these five elements into your divorce settlements, you will set yourself apart from the majority of family law attorneys and CDFAs who do not know these principles of mortgage qualifying. As a certified divo...
05/05/2017
How To Get The Best Texas Jumbo MortgageA jumbo home loan is defined as a loan whose loan amount exceeds the Fannie Mae conforming loan limit. In Plano Texas, the conforming loan limit is $424,100. The Richard Woodward Mortgage Team is well versed in handling the special needs of luxury home buye...
05/03/2017
3% Down Payment Home Loan Program Requires Just 3% Down Payment Conventional 3% down payment home loan program has been updated. Are you looking for a low down payment mortgage? Do you want to buy a home and only want to put 3% down? With our conventional 3% down or HomeReady home loans you can b...
05/02/2017
Teacher Home Loan made easier Are you a teacher looking to purchase a home? The time is NOW with our Teacher Home Loan Program! We would like to show our appreciation to all teachers. Our Teacher Home Loan Program has a few unique benefits, designed specifically to help teachers: We want to give ...
04/27/2017
Texas Cash Out Refinance What you need to know about Texas cash out refinances By utilizing a Texas cash out refinance homeowners can tap into their homes equity and very low interest rates. Because Texas has very unique home equity cash out refinance laws we have put together a list of frequentl...
04/13/2017
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