RECENT BLOG POSTS
No mortgage insurance for you!No MI with just 10% down on your next mortgage is available now for well-qualified homebuyers.  The Richard Woodward Team is here to make mortgages easier – and less expensive.  Get the best program custom-designed for your needs, low rates and cost.What Is Mortgage ...
11/24/2021
Introducing our Mortgage Rate Lock & Shop Program.Traditionally, home buyers are unable to lock in an interest rate until they have found a home and executed a purchase contract. Most mortgage lenders will not allow you to lock in the interest rate until they receive an executed purchase contract...
11/09/2021
8 Things to Know About Selling Your House Before or After DivorceThere are many things to consider and decisions to make when going through a divorce process. One of them is figuring out what to do about the house. In some cases, one of the partners keeps the house; however, this can become an in...
08/02/2021
Become a Certified Approved Homebuyer! Have you noticed that the housing market is super competitive?  Are you having trouble getting our offer accepted? As you shop for your dream home, there is one thing that can put you at an advantage with the seller. We provide that with the expertise and te...
07/22/2021
Refinance rates drop as Fannie Mae removes adverse market fee.Refinance rates drop as #fanniemae and #freddiemac drop the adverse marketing fee.  This will enable more of the 12 million homeowners that have not already refinanced take advantage of these new lower rates.Tumbling mortgage rates jus...
07/21/2021
What you need to know about Texas cash-out refinances By utilizing a Texas cash-out refinance homeowners can tap into their home's equity and very low-interest rates. Because Texas has unique home equity cash-out refinance laws, we have frequently asked questions regarding Texas home equity mortg...
06/30/2021
Bridge Loans | How to Buy Your Next Home Using a Bridge Loan without selling first.A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from your current residence into your new home. Homeowners can use these short-term lo...
06/03/2021
It’s a question many people are pondering as they try to decide whether now is the time for them to buy a home. Mortgage rates are still low, but if you wait until rates go up, then it will cost more money.  Basically, for every 1% increase in interest rate, the average buyer will see a $50,000 r...
05/06/2021
Comparing Stunning Home Remodeling Projects by Highest ROIConsistent home remodeling is important for a number of reasons. For instance, it can help you enjoy increased comfort, safety, and functionality in your home. However, at the top of the list for most homeowners is keeping the home up-to-d...
04/15/2021
What Is a Home Warranty, and Is It Worth It?Owning a home can be expensive. Appliances and other items break down regularly, and they usually aren’t cheap to fix. You can offset the cost by getting a warranty. Home warranty companies offer an assortment of service contracts for homeowners. If you...
04/05/2021
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