Isaac Weller's (morethanamortgage) Blog

Mortgage and Lending - Alpine Mortgage Planning
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FHA Mortgage Insurance will increase for all case numbers assigned on or after April 1st, 2012. Upfront premiums (UFMIP) will increase by .75 percent to a total of 1.75 percent. Annual mortgage insurance premiums (MIP) "monthly" will increase by .10 percent, to a total of 1.20-1.25 percent depend...
Are you a listing agent that is tired of dealing with empty flyer boxes, and missing out on potential leads?  Well I have created an amazing solution with my ECO FLYER.  It is a co branded, weather proof, flyer that attaches directly to the yard sign.  It also includes a QR CODE directing potenti...
Buying a home in today's market can be stressful, and confusing, especially since 50% are First Time Home buyers.   Even for the seasoned home buyer, the current real estate environment is constantly changing, and very different than it has been in the past.  If your in the market to purchase a h...
There are only a few zero down mortgage options still availabe today.  Those are VA, USDA, and HUD 184 loan programs.  Also, there are down payment assistance programs that allow for you to borrow the 3.5% down payment for an FHA loan.  A couple of local programs are Housekey, and Pierce County D...
Fannie Mae and Freddie Mac will start collecting new, higher, guarantee fees on April 1, 2012.  That means mortgages fees to consumers will be .3-.4% higher than before.  For a $200,000.00 loan, that translates into an additional $600.00-$800.00 dollars in fees. The reason for the increase is tha...
Today, President Obama announced some changes to the current Home Affordable Refinance Program or HARP. The goal is to allow more of the 10 million homeowners that are currently underwater to refinance at todays low rates. The current program will not allow you to refinance if your mortgage balan...

Isaac Weller

MLO 204076
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