Mike Warfel's (mikewarfel) Blog

She does a great job of pointing out how to be professional while asking for a price reduction. Try to sell homes based upon more than price, sell the features and the location. Realtors have a great profession and are needed to help get this country back on its feet, by acting professional and u...

These two guys have a great point to make. We should all support this bill and they make an entertaining video to watch, I have not seen anything this good since Saturday morning cartoons.  Check it out- will only take a few moments thanks  New Bill Could Improve Millions Of FICO Scores! Lets get...

   My hours at work were reduced - The Bank was at war with us.I had always worked overtime, 30 or more hours a week in over time, for the past 10 years at least. My wife worked at the hospital but they cut back, she lost that job.   Now she is a part time school bus driver. The house hold incom...

First time home buyers, buying a foreclosure in the country. The Story of Jack and Jill (not really), a recently married couple, looking at homes with me in St Clair county, Michigan. Approved up to $50,000 for an FHA  3.5% down loan. This couple and their family can do some repairs but the home ...

The country life we enjoy outside of Avoca, Michigan has morning chores I have chosen to do. We have horses that need to be feed and watered every morning in the winter months. There is also a small flock of chickens to be taken care of. Each of these animals reward us in there own way. The chick...