Arizona Loan Officer

Today I helped a couple with four kids get the keys to their first home.  They've been dreaming of this moment for 11 years (yes 11) but it seemed like every time they were close to making it a reality something happened, most recently the mom having to go through cancer treatment.  We had connec...

As many of you that have read my blogs have come to realize I am a big proponent of the proposed revitalization effort along the North 32nd Street Corridor.  I've spotlighted several local businesses that stand to benefit from increased traffic in the area, something that should also bring new an...

As the economic recovery starts gaining some steam there is much interest in the Federal Reserve pending decision on an interest rate hike.  In one respect the economic growth is still not great although there has been some consistent expansion over the past few months.  The Fed has stated that i...

As you may have heard there has been a number of actions brought forth by state attorney generals dealing with the way credit reporting agencies issue credit scores.  Some of these changes include attempts to help those with "thin credit" acquire a credit rating while others are geared towards li...

On Monday the Supreme Court ruled in a unanimous decision in favor of Bank of America who was seeking a reversal of rulings in lower courts.  Two home owners in Florida had previously won rulings that home owners could void second mortgages through filing for Chapter 7 bankruptcy in cases where t...

Mortgage backed securities, or MBS, are the primary driver of interest rates and mortgage pricing in the market.  The higher the price of MBS the better interest rates and pricing for mortgage loans. Last week there was a small yet unsubstantiated rally in MBS.  There was really no support for it...

From a weather perspective we're kind of spoiled here in the desert in the fall and winter months.  This year our spoiling lasted almost all the way through the end of May.  I've lived in the Valley of the Sun for over 30 years and honestly can't remember a more pleasant May in terms of weather. ...

Sorry if the title is misleading but what I'm about to say is not a good thing.  According to an article I read today on credit.com an estimated $265 Billion (with a B) in HELOCs will be entering the repayment phase in the next few years.  The homeowners responsible for these HELOCs will see a si...

On June 2nd there will be a hearing for another proposed plan for the empty lot on 31st St. and Cheryl. The proposal will bring a new townhome project to the parcel.  It is another step in the proposed revitalization of the North 32nd St. Corridor.  Sarah Sakalauski of Coldwell Banker is a North ...

The other day a friend and former co-worker advised me of an unfortunate family situation.  The long and short of it is she needs to find a rental home and is looking in the Surprise, AZ area.  She needs 3 bedrooms and 2 baths and is hoping to stay under $1200/month.  Who better to ask for this t...