Michelle Doell's (michelledoell) Blog

  Two years ago, Congress passed legislation to reform the cash strapped flood insurance program. The result shocked thousands of homeowners across the country who found themselves faced with skyrocketing flood premiums. Those homeowners currently benefit from below market rates that are subsidiz...

  Do you recognize this Annapolis location?     If you guessed the Annapolis Market place, you guessed right.  This picture from November 1937 shows farmers waiting outside the building. The market has been a fixture at the city docks since 1788.     For centuries, boats have docked to unload goo...

  What is a Mortgage Escrow? When it comes to your mortgage payment you most likely know it’s made up of the principal and interest. What a lot of buyers over look is the third part of that payment, the escrow. It’s this part of the payment that can cause your mortgage to go up or down. This acco...

  How Much Can I Spend on House? How much you can spend on a house is always a good place to start the home buying process? You are really the only one who can answer that question. A lender can pre-qualify you for a loan amount but it’s not always the right amount to spend. It’s really all about...

            Part II: Getting Ready for Your Home Loan Now that you have found the house that you love and put in an offer, while you wait for the answer from the sellers take some time and get some more of your financial house in order. In order to process your home loan the lender will need some...

      Buying a house starts with your finances.   The first step in buying a house really begins way before you hit the streets looking. It starts with your finances. If you are looking to buy a house it is never too early to start thinking about it. The things you do today will affect how things...

  Friday Funnies...   The pictures may find you seeing red..or maybe just pink     Does buying a home make you feel blue?     Cheer up..you could have this as your front door                       Search Waterfront Homes Town homes in Edgewater Leaving at the Beach Annapolis Homes For Sale Search...

  Could our winter weather be slowing down the economy? Federal Reserve Chairman Janet Yellen told the Senate Banking Committee that the economic data shows a slowdown in spending. But she says she wants a firmer grip on the data to see if the winter weather has anything to do with it or if it is...

      The temperatures may still be in the teens but the housing market continues to heat up. The Maryland Association of Realtors just released their housing numbers for January. It found home sales are on the rise taking home prices with them.         Overall home sales rose 1 percent in Maryla...

  Curse you groundhog! That was my first thought when I looked outside this morning to this… We have had more snowfalls this winter in the DC area than I care to count. I love snow but I have grown weary of the white stuff. While I don’t think the groundhog seeing his shadow really determines if ...