Serving California Homeowners Expertise they Deserve!

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Mortgage and Lending - Capitol Mortgage Corporation
What is on your mind? I like to learn from others in the industry. Thoughts, opinions and important information are what you should find. Please comment I have thick skin.
RECENT BLOG POSTS
I received a letter in the mail the other day regarding H.R. 3648 which is the Mortgage Debt Forgiveness act of 2007. Bush passed this so that homeowners would not be taxed on the debt forgiveness of a short sale. For those who don't know the investor sends a 1099 to the consumer for the amount o...
03/25/2008
Insight from Scott Johnson Calfornia Mortgage Broker   Turn TimesTurn times in the industry are skyrocketing. Many long-duration tasks typicallyassociated with mortgages were being waived when the market was "easier".With the capital markets' "lack of appetite" for mortgage backed securities, wai...
03/24/2008
I have just returned from my trip to Houston Texas. While I was there I saw a lot of Development going on and I felt right at home (kinda). The one thing that I noticed was that the home prices are significantly lower. Everyone there seem to have the hope of paying off their home some day. Here, ...
03/20/2008
Does this only bother me? Am I the only one that believes that the call that you are on deserves all of your attention. When I have to be called back to take another call it simply says, "I value the other person more than I value you." Can you put a value on relationships? In our business this h...
03/19/2008
I was at Starbucks this morning having coffee with an associate of mine. This associate had just told me that she was tired and moving to Mexico. Then came the following: "Not make a living but actually live." After giving this some thought, I realized that, she was saying she spends all her time...
03/13/2008
Good thing for technology. In the beginning part of my career I would drive to all of my clients that were within 2 hours of the office. This was done so that I may accomodate their schedules and it was well worth it. The difference at this time was money was lendable and gas prices were affordab...
03/11/2008
Now that I have everybody's attention let's take a moment to examine this exact statement. In a statement that we see all too often in the industry; what message does it actually send? I will admit to using this very statement or variations of this very statement. "Client for Life" can mean many ...
03/10/2008
February 21st I wrote on my personal blog the following: (modified a little) Inflation and a struggling economy is the world's two headed monster. Generally when the economy is sluggish the Fed can cut the rates as he has done and this will lead to cheaper money. Access to cheap money is enticing...
03/10/2008
For all of you that are parents and in the Real Estate business(mortgage or sales) you should understand what I am about to say. I will also ask for feedback on techniques that you use to keep the two very separate. A Real Estate career can be very demanding and it should be. However, without the...
03/09/2008
It has been a pleasure to hear the optimism present in the active rain site. Many of the blogs that I have read offer real strong advice. I hope that you all  put this into the same category. Now more than ever communication is very important. A strong team effort is what it takes to get the job ...
03/07/2008
Rainer
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Matt Freeman

Broker- California Mortgages
local_phone(916) 960-0395
smartphone(916) 402-5948
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This blog will contain information based on my thought s for the week. I am rather optimistic person so if you here pessimism in my blog usually I am making a point. I look forward to writing and reading many blogs.