Marylou's Latest

I think this is true!! Any why not if we can help ourselves look better than what the camera can do for us!!  I'm a little confused aboutt he downward tilt especially since most women don't want to show their double chin if they have one!  But I like it!!How To Appear More Attractive In Photos An...

Cool stuff on geting linked in to all your emails!!Interested in adding an ActiveRain logo to your Outlook 2007 signature line but not sure how?  Want to let folks know you blog & where to go to find it with just a click?  Adding the ActiveRain logo is easier than you thought, AR supplies the HTM...

Commentary on double dipping the Tax credits from both Federal and State!If EVER there was a reason to get off the fence and BUY YOUR HOUSE in California, this is it. We're talking a once in a lifetime, 24 karat golden opportunity to have the government subsidize your home purchase for up to $180...

Intersting and uplifting article about our housing market, for once!   The Best Housing Markets of 2010 Some U.S. housing markets have faired quite well regardless of the economic turmoil of recent years. These markets share a few things in common: modestly appreciating home prices, a high afford...

Dec 2009 Median Home Price, Homes for sale in Livermore CA and the Livermore CA Real Estate Market Update February 3, 2010.  The January 2009 median home price in Livermore CA was $433,000 for single family detached homes*. There were 58 single family homes for sale in Livermore CA or homes for s...

On January 21, 2010 FHA announced one of the many policy changes that will affect home buyers. How will these changes affect you? Let's take a moment to review. In the mortgagee letter released on January 21, the first change to be implemented will be the increase of the Upfront Mortgage Insuranc...

This is really good news for alot of people out there!!New FHA Short Sale Guidelines You can now do a short sale on your home and buy a new home without waiting three years.   Prior to the new guidelines you were unable to buy a home with a FHA insured mortgage following a short sale of your prim...

HomePath Financing Over the past 11 months since this loan program became available, I have assisted many, many first-time home buyers and investors purchase homes using this loan program.  It's truly an amazing program.  Just a few weeks ago I closed a loan on a condo where the HOA was in litiga...

This is what is happening in our industry lately.  More and more disclosures to confuse our clients even more!!Under the new RESPA rules, starting January 1, 2010 lenders are going to be required to give borrowers a HUD booklet within 3 days of applying for a mortgage.  Here is a link to see a co...

Interesting article of where interest rates are going and what actually is happening.Mortgage rates have been steadily climbing, from a low of 4.5% around November 27, 2009 to above 5% on December 22, 2009.  For the past two months I've been warning that this will eventually happen. It's not beca...