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Mortgage and Lending - Stearns NMLS #232164 CA BRE #01380812 - BRE 01380812 NMLS 232164
What Happened Last Week Last week, investors again focused on the expected new monetary stimulus program from the Fed, but no details were revealed. The economic data released during the week continued to show low inflation and modest economic growth. As a result of no real surprises, mortgage ra...
What Happened Last Week: Mortgage Week In Review: The chance for additional Treasury purchases by the Fed helped mortgage rates improve early this week. Stronger than expected economic growth data trimmed the gains later in the week. The net result was that mortgage rates ended the week a little ...
What's Going On With Mortgage Rates?   Stronger than expected economic data pushed mortgage rates a little higher again last week. Following a string of weekly drops since the middle of June, mortgage rates have now risen for two straight weeks. Over the summer, mortgage rates have fallen substan...
Could It Cost Less To Own A Condo Compared To Renting One? If you are a renter, or a Real Estate Agent, you'll want to watch this short video.  
Great Staging Advice from a Pro.A Stager's Advice to Realtors Lately I've been on the agent circuit, having done recent home staging presentations for local Keller Williams, Re/Max and Prudential GA Realty offices.  On the third presentation I realized that there are several key points that I alw...
This is a well written and detailed explanation of MDIA and HVCC.  Required Reading for Real Estate Professionals and consumers entering into Real Estate transactions.If you're in Real Estate and have a pulse, you've experienced, or at least heard of, the frustrations caused by the HVCC process. ...
I was recently crowned "Queen Of The Loan" by the Windsors because they heard that I give my clients "The Royal Treatment". As part of my duties, it turns out I'm required to address the public, so after LOTS of Royal coaching, here's a little song.... New and Improved!
Marin County Realtors®       Marin County Realtors®  As a Marin resident since 1993  a loan officer since® 2003, and an affiliate member of the Marin Association of Realtors®, I can help you find the right Marin County Realtor® for your needs. Whether you’re buying or selling. As a loan broker si...
Lending has become tougher than ever and the Home Valuation Conduct Code, which became effective May 1, 2009 has thrown the real estate and lending industry into chaos. I recently had clients approach me who were in need of a cash-out refinance to make improvements to their home. Ordinarily this ...

Mary Anne S. Daly

Queen of the Loan & Radio Broadcaster
local_phone(415) 381-1995
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