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Mortgage and Lending - Stearns NMLS #232164 CA BRE #01380812 - BRE 01380812 NMLS 232164
RECENT BLOG POSTS
This dynamic mother and daughter team work together to stage, declutter, pack and move home sellers, often using the seller's existing furnishings. Listen in as we find out the lengths they'll go to to make a home attractive for a fast sale and the resources they use. Tea Time With Queen of the L...
04/01/2011
Tea Time With Queen Of The Loan: Your Bay Area Real Estate Radio Show airs weekly at 8:30 AM on Clear Channel Green 960 AM in the San Francisco Bay Area. On this week's show: Credit Tips & Myths.  What you don't know can hurt your credit score!  How a short sale can effect your credit score and m...
03/21/2011
Tea Time With Queen Of The Loan, Your Bay Area Real Estate Radio Show airs weekly on Clear Channel Green 960 AM in the San Francisco Bay Area. This week's show is about Short Sales. If you missed the broadcast, you can stream the show here: Tea Time Show Broadcast   We're interviewing Yoko Kasai,...
03/12/2011
FOR IMMEDIATE RELEASE: March 8, 2011 There's a new Bay Area Real Estate Radio Show on Clear Channel's Green 960 AM Radio in San Francisco. On “Tea Time With Queen of the Loan”, with host Mary Anne Daly, a local mortgage banker, listeners will learn about timely real estate issues including everyt...
03/08/2011
How Did You Arrive At That Asking Price Mr. or Ms. Seller? Sometimes homesellers have misconceptions about how to price their home for sale and sometimes a Realtor will agree to a price in order to get the listing and hope that when the homeowner sees it's not selling, they'll agree to price redu...
02/24/2011
This is a great blog article about short sales and "arm's length transactions".  Essential reading for anyone who is considering a short sale and for Realtors who are doing them.  It does not always apply to investment properties and some Realtors have been successful in getting banks to waive th...
01/07/2011
My Droid phone keeps beeping at me today as mortgage backed securities bounced up and down like a beach ball.   Mortgage lenders, those who are truly professional, are alerted when bond prices move enough for lenders to "reprice" for the better or worse. Put another way, enough to change the rate...
12/08/2010
What Happened Interest Rates popped up last Friday and today. As to why they jumped and what's in store can always be answered with the movie title: "It's Complicated" :) My comments are in BOLD. MBS Quoteline summarized it well here (italics): Anticipation of the Fed's quantitative easing progra...
11/15/2010
What Happened Last Week: Uncertainty about an expected new Fed stimulus program created a lot of movement in mortgage rates during the week. Fed officials offered few details about the program, though. In the end, despite the volatility, the result was just a small decline in mortgage rates for t...
10/26/2010
How the Foreclosure Freeze Impacts Realtors and Buyers  Realtors & Buyers: If you have a buyer making an offer on an REO, you'll want to contact the title company immediately to find out how the bank foreclosed on the property and if the title company is able to issue title insurance.  Good:  If ...
10/19/2010
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Mary Anne S. Daly

Queen of the Loan & Radio Broadcaster
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