Brian's Blog

Avoid Making Serious Home Buying Mistakes...   Before you start actually looking for the home that you want to buy, you should get educated about the process, learn.... What the market trends are for the area your looking for How to "select" a Buyers Agent How to get a full pre-approval for a mor...

As Home Prices Fall, Costs of Financing Continue to Rise Can we talk about risk based pricing?  In the simplest of terms, risk based pricing is a system where the interest rate and/or fees paid for a mortgage vary based on the characteristics of both the borrower and the loan itself. Some borrowe...

Born Again: When will you be eligible for a mortgage after a foreclosure or short sale?  Did you miss the fact that foreclosure filings were up 71% in the third quarter? This makes it a good time to remind everyone of the rules that govern when and how you'll be eligible for a mortgage after you'...

Making the Grade: Raleigh/Durham Housing Market Gets a "B" If you haven't noticed, discussion of the housing market has been relentlessly focused on price (average sales price, median sales price,) price direction, and units. And for good reason - they are useful and telling numbers. But price mo...