THIS IS NOT THE KIND OF INFO I WAS PLANNING ON SUPPLYING WHEN I OPENED THIS BLOG LAST WEEK, BUT, IF YOU RECEIVE AN E-MAIL THAT READS: FREE UPDATE WINDOWS XP VISTA DON'T OPEN IT!!!! THIS GOT THRU MY BITDEFENDER, ADAWARE, AND SUPERIOR MORTGAGE'S FILTERS AND CORRUPTED MY COMPUTER, WHICH WILL HAVE
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08/28/2008
NOW, I GUESS I REALLY HAVE HEARD EVERYTHING. I READ THIS MORNING THAT THERE'S A 9 YEAR OLD LITTLE LEAGUE PITCHER WHO'S NOT ALLOWED TO PITCH BECAUSE HE THROWS TOO HARD. EVIDENTLY HE HAS PINPOINT CONTROL, DOESN'T HIT ANYBODY. BUT HE THROWS A 40 MPH FASTBALL, WHICH IS OVERPOWERING TO MOST KIDS THAT
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08/26/2008
IN MY LAST BLOG, I SPOKE ABOUT ALL THE POSITIVES OF FHA FINANCING. I SHOULD ALSO HAVE MENTIONED THAT ALL THESE ADVANTAGES ALSO APPLY TO VA, WHICH IS SHORT FOR VETERANS' ADMINISTRATION LOANS. EVEN BETTER, WHERE FHA NORMALLY REQUIRES A 3% DOWN PAYMENT, VA ALLOWS THE VETERAN TO PURCHASE WITH NO MONE
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08/25/2008
I BROKE INTO THE MORTGAGE INDUSTRY IN THE MID 80'S. AT THAT TIME MY TERRITORY (YES, MORTGAGE COMPANIES GAVE LO'S CERTAIN AREAS, USUALLY DETERMINED BY COUNTY, TO AVOID OVERLAP) WAS A HARD-WORKING, BLUE-COLLAR TYPE NEIGHBORHOOD. THIS WAS THE PERFECT MARKET FOR GOVERNMENT LOANS, AND I CUT MY TEETH O
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08/22/2008
AMONG ALL THE OTHER MYRIAD DECISIONS IN THE MORTGAGE PROCESS A BORROWER IS FACED WITH IS WHETHER OR NOT TO LOCK THE RATE AND TERMS, AS OPPOSED TO FLOATING. FLOATING SIMPLY MEANS THAT THE APPLICANT HAS DECIDED TO GAMBLE ON THE MARKET. HE'S RISKING THE CERTAINTY OF KNOWING EXACTLY WHAT HIS PAYMENT
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08/20/2008
THERE WAS A TIME, NOT VERY LONG AGO, WHEN A MORTGAGE REP WHO KNEW THE ROPES COULD EASILY ARGUE THAT HE WAS BETTER SERVED WORKING WITH A SMALL BROKER RATHER THAN A BANKER. AFTER ALL, WHOLESALE REPS STREAMED IN AND OUT OF YOUR OFFICE DAILY, SOLICITING YOUR BUSINESS. YOU COULD SHOP RATE, BECAUSE UND
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08/19/2008
