DB Real Estate Team

  THIS IS ACTUALLY FUNNY...Well, not so if you're the buyer... I wasn't always a Mortgage Advisor but have been in this business long enough to know how a Realtor needs to work with their clients. I really wish I knew what I know now. Most likely I would have made better decisions when choosing a...

  Lending Guides and The “Loan Quality Initiative”   It’s on. Fannie Mae has put into effect their Loan Quality Initiative in order to prevent bad loans to happen. For home buyers and refinancing owners this will mean tougher times to secure a new loan. Does it sound familiar? Fannie’s Loan Quali...

I thought this post was pretty interesting. I wonder what your AR pages will rank. Mine wasn't that great....Got jsut "1". Now I have to figure out what to do to get better ranking. Would love to hear feedback. Good luck!when you put a link on a website and point it towards one of your real estat...

  A couple of weeks ago I was talking to a friend about the home buyer tax extension and realized that she wasn't aware of the extension for veterans who qualify. A few days after that, I ran into a Realtor who didn't know about it either. It seems like the extension is "old news" but I guess is ...

I'm not going to tell you that good credit is vital to your financial health because most likely you already know that. Lending guidelines are currently changing and we've seen credit history and FICO scores requirements get tighter by the hour. It's never too late to start working on your credit...

  Let’s face it. It’s getting more and more important for real estate agents to fully understand their clients’ mortgage approvals in order to save time, headache and help the purchase process go as smooth as possible. I know...this is the Mortgage Consultant job but I can assure you that if your...

  I was so happy to listen to this interview. Rates have been so low...it's ridiculous! What I really like is that it is very "matter-of-fact" and helpful. It talks about the amazing opportunity home owners and future home owners have to save thousand of dollars on the life of their loan and at t...

The $10,000 California First Time Home Buyer Tax Credit extended starting May 1, 2010 until December 31, 2010.The “Governator” proposed the adoption of a new version of the tax credit that will now apply to purchases of new AND existing homes. The previous CA tax credit was limited to a total of ...

This weekend I was hanging out with my family in the living room when my son, who I believe will end up being a professional comedian, got us laughing so hard that I had to ask him to stop. I then realized how good I was feeling after laughing that much. It felt really good!!! That evening Daniel...

Weekly Mortgage Market Update for March 7, 2010 Let's start with the Job Report. Even though last week’s Job’s Report showed that the labor market is still struggling, it came in a little better than it’s worst levels. February’s job report came in better than expected with fewer jobs lost. Helpi...