Here's a product that can really boost your sales!!I am happy to tell you that we can now help you with your fixer-upper properties as long as your borrowers have at least a 620 FICO and they are NOT BUYING AS AN INVESTMENT PROPERTY! Usually, we tell you that we cannot do a loan if the house is
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05/16/2007
Ever heard the expression, "when you have a lemon, make lemonade"? Well, considering that drug addicts trying to support their habits and others are breaking into vacant houses looking for copper and appliances, why not turn this problem into a selling point to help you pick up more sellers AND
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04/22/2007
I spend a lot of time traveling on I95 thought I would just share a thought with you. Why not lighten up a little in your promotions like Pedro which helped build a very successful business in Dillon, SC called South of the Border? Show your personality a little and let people know that you are
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03/28/2007
The next time you meet with a prospect either in person or on the phone, try to learn more about what their main issues are so you can quickly start looking at the best properties for them. You can do this by asking your clients to brainstorm with you to determine their wish list of what they wa
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03/28/2007
From the best selling book, Who Moved My Cheese? is a great lesson for everyone in recognizing the need for change and in accepting it and moving with it. The book, written by Spencer Johnson, M. D. is a story about 2 mice, Sniff and Scurry and 2 little people, Hem and Haw and how they reacted w
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02/11/2007
Did you know that most lenders pull your credit report a couple of times during the loan process? Keep in mind that we typically pull a new credit report prior to closing the loan, and if your credit scores have dropped, you may no longer qualify for the rate or program that you are attempting t
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02/02/2007
We are starting to see a lot of 'crack heads', etc. that are starting to steal the copper wiring and copper pipes out of vacant homes and new construction houses in our area. They are cutting the wiring out at the breaker boxes and pulling the wiring out of the walls too! They can't be getting
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01/29/2007
Finally, I saw something in writing that explains how inquiries affect your score (follow link below). Here's how it works in case you do not want to read the information on the linked website. Credit bureaus report all inquiries that are made in a 12 month period. To allow borrowers to shop
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01/25/2007
Did you know that we may be able to set up an escrow for getting minor repairs done AFTER the closing so you can still close on time? Occasionally, an appraiser will highlight some things that need to be repaired on the appraisal that you might have missed when showing the property. Once these
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01/25/2007
We have all experienced a case of "the misconstrued" email. Sometimes what we mean to say just doesn't come out right when it's in black and white. Clients occasionally need to hear empathy or urgency in our voice to understand the complete message. One solution to this is a phone call. BUT, what
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01/25/2007
