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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.
First time home buyers who are full time firefighters, law enforcement officers, teachers or EMTs may be eligible to participate in the Good Neighbor Next Door Program.   Good Neighbor Next Door (GNND), formerly know as “Teacher Next Door”, “Officer Next Door” or “Firefighter Next Door” allows th...
Without question, housing recovery was the result of affordability. Bargain basement home prices and historically low interest rates, allowed millions of first time home buyers to become homeowners. Now many experts fear that first time home buyers will disappear from the market. It was fun while...
Whether you're buying your first home or your fifth, the dynamics of today's real estate market has sellers (and their agents) requiring shorter escrow periods.   In today’s highly competitive real estate market home buyers who can close quickly have a significant advantage over those that can’t....
Among the challenges facing first time home buyers is finding a price that will satisfy both the seller and your lender. With home values rising rapidly market value and appraised value don’t always agree.   What is market value? The first day of real estate school covers the definition of “marke...
Starting this week, hundreds of thousands of struggling borrowers could be in for a pleasant surprise: a quick and easy way to get their mortgage payments back on track -- and save considerable money.   Through a new effort called the Streamlined Modification Initiative (SMI), borrowers with mort...
For first time home buyers mortgage financing is the most important part of the home buying process. You've been told that getting pre-approved is the first step. Have you wondered why? It may be in your best interest to get pre-approved for financing before making an offer on a home.  The follow...
Without question, housing is in full recovery mode. Home values in our local market increased more than 18% year over year and the number of home sales increased 4.2% nationwide.   So who deserves credit for turning things around? I’m sure Congress will be patting themselves on the back for launc...
HUD homes  will give many first time home buyers their best chance at homeownership and these insider secrets can make the difference between the winning and losing bid.   For the first 30 days, HUD won’t accept bids from real estate investors. So, magically 30% of your competition just disappear...
For first time home buyers, purchasing a home in today’s market requires more than just searching for properties on your favorite site.   There are certain statistics you should know regardless, of market conditions: The average sale price of the type of home you want The average number of days a...
The housing recovery has made a lot of folks in Riverside County very happy. Temecula Homeowners finally have some equity they can talk about at neighborhood block parties. Realtors, Lenders, Escrow and Title folks are certainly happier with the higher sales prices and loan amounts. But who in Ri...

Greg Cook

Mortgage Consultant NMLS ID# 283159
local_phone(951) 765-1718
smartphone(951) 265-4532
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