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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.
Unfortunately most first time home buyers have been left with the impression that first time home buyer loans are “one size fits all”. Somehow the perception became that all a home buyer has to do is make a call, find the lowest rate and it's game over. You can’t get a first time home buyer loan ...
If you’re a first time home buyer with limited savings you have choices when it comes to your first time home buyer loan. Historically, FHA has been the loan of choice for most first time home buyers because conventional loans required a minimum of 5% and sometimes as much as 20% for a down paym...
It's no secret that interest rates for first time home buyer loans have gone up over the past couple of months and many first time home buyers are worried they'll be locked out of the market.   According to a recent survey by Trulia, rising interest rates are the number one concern of first time ...
If you’re a first time home buyer in California you might be wondering if there are still  down payment assistance programs available to help you buy your first home. While most of the down payment assistance programs in California have gone the way of the dodo bird, all the dinosaurs and the qua...
First Time home buyers are staring at a real estate market that is not only foreign to them, but rising interest rates and rising home prices has many of them wondering if they will ever be able to realize their dream of homeownership. If that sounds like you, you’re not alone in the boat. Truli...
RisMedia is a great resource for information about real estate trends and marketing. They gather information from hundreds of sources and share some tips on how to get more business and how to keep more of the business you have. This is not an advertisement for them, you can subscribe for FREE bu...
The number one obstacle for most home buyers is: saving enough for a down payment. Historically no/low down payment loans have been reserved for first time home buyers. Now there’s an additional conventional loan program that allows for a 3% down payment, has low mortgage insurance rates and can...
For many active duty military and veteran home buyers a VA loan will be your loan of choice.  Millions of eligible veterans have taken advantage of this benefit to make their dreams of homeownership a reality. The Top 10 Reasons to get a VA loan 10. ZERO Downpayment - While FHA loans (3.5% down) ...
First time home buyers who have decided now is the time to buy their first home, getting your finances in order is an important first step. Not only will the process go more smoothly, you’ll be moving in a lot quicker too. According to TD Bank’s Mortgage Service Index, released in April, 69 perce...
 Rising interest rates and steadily increasing home prices have many first time home buyers wondering if it wasn’t easier for their parents to buy their first home. AAH! the good old days when you could buy your first home for around $60,000 and gas was about $1.35 a gallon. Today the average hom...

Greg Cook

Mortgage Consultant NMLS ID# 283159
local_phone(951) 765-1718
smartphone(951) 265-4532
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