California Sees Record Number of Cash-Purchased Homes in 2012 Cash sales are definitely king in California as the number of homes purchased with cash reached an all-time high in 2012, as the mortgage environment kept other interested buyers out, according to DataQuick, a real estate information
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02/12/2013
As many as 42 million Americans have errors on their credit reports, according to a Federal Trade Commission study of around 1,000 participants and 3,000 credit reports released Monday. Millions of Americans have mistakes on their credit reports, some of which are serious enough to lower credit s
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02/11/2013
Your credit score is a major piece to the first time home buyer loan puzzle. Do you know what your options are when it comes to fixing items on your credit report? According to recently released data, the credit bureaus are only correct about 65% of the time. That means that up to 35% of the item
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02/10/2013
Making sure your credit score meets the guidelines for your first time home buyer loan requires a commitment to get and maintain a good credit score. Buying your first home requires a commitment to do what's necessary to quit putting money in your landlord's pocket and putting more of it in yours
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02/09/2013
If you're a first time home buyer and FHA is your loan of choice, there are some changes heading your way. If you fall into any of these "immediate action items", consult your first time home buyer specialist right away. FHA has been insuring loans for first time home buyers since 1934 and durin
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01/31/2013
If you're a California first time home buyer, chances are a HUD home may be in your future There are more than 2 million California homeowners who are seriously delinquent on their mortgage. Approximately 35% of them have FHA loans. Potentially there will be 700,000 HUD homes on the market over
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01/24/2013
Here's a hint: They won't be getting cheaper! Changes are on the way for first time home buyer loans and if you're thinking 2013 is the year for you to become a homeowner, sooner is better than later. Shopping for FHA Loans Getting Harder FHA Stabilization and Reform Amendment If you're a first t
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01/22/2013
First Time Home Buyers have thousands of choices when it comes to shopping for their first time home buyer loan. Sometimes too many options can be a bad thing In 2013, First Time Home Buyer Loan Rates Are Changing Every 5 Hours. Almost every inquiry we get starts the same way: What's your intere
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01/21/2013
According to the National Association of Realtors the number one obstacle for first time home buyers is lack of a down payment. Countless first time home buyers and their families have used the "Bank of Mom & Dad to make their home ownership dreams a reality. We have helped countless first time
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01/17/2013
Buying your first home in California is the first step to building a solid financial future for you and your family but only if you're ready and your financial house is in order. 5 Things you can do today to become a homeowner in 2013 One of the smartest things you can do before you buy is redu
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01/08/2013
