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Mortgage and Lending - Platinum Home Mortgage - NMLS ID#283159
First Time Home Buyers face many challenges in today's Real Estate Market. An experienced First Time Home Buyer Specialist can help them navigate the turbulence they may encounter and make owning your first home a pleasurable experience.
Many military and veteran home buyers will use a VA loan to finance their first home. Eligible VA buyers can still take advantage of today’s affordable prices and attractive interest rates.   Qualifying criteria for a VA loan is similar to that of FHA and Conventional loans. Your VA loan lender w...
In today's competitive market, many first time home buyers found their dream home to be in need of a facelift. If you find yourself in that situation and you don't have the funds to do the renovation, there are loan programs to help you turn that tired house into your dream home.   Imagine the po...
First time home buyers can you see 3% interest rates in your rear view mirror? In the past month rates have been on the rise and are expected to climb as the economy continues to show signs of improvement.   It’s important to put the 3% interest rates in perspective. These low rates were artifici...
For first time home buyers the basics of a loan approval are essentially the same as they’ve always been. It’s still the CH-A-I-R (Credit History, Assets, Income, Reserves).   The hardest part is not always getting approved...It’s staying approved. Depending on the stability of your CH-A-I-R, a f...
First time home buyers in today's real estate market have a tough hill to climb on the path to homeownership. First time home buyers across the country are entering a market many hadn't anticipated. Do any of these problems ring a bell? Are you  having difficulty finding the right  home? Are you...
Mortgage rates have hit their highest level in more than a year, so what does that mean for first time home buyer loans?   Related: How much home can I afford? Home affordability questions help buyers in two ways : They place boundaries on a home search They establish a price range for homes you ...
Thanks to the chaos created by the housing bubble, first time home buyers are experiencing more than their fair share of angst when it comes to the home buying decision. There isn’t a one size fits all answer when it comes to the buy v rent question. But if you’ve answered that question and are s...
For first time home buyers buying a home and getting a loan has never been more complicated but everyday thousands of first time home buyers get on the road to homeownership. How do they do it? Buying a home is one of the biggest investments you’ll ever make. Though the home buying process may se...
According to Zillow's most recent Rent v Buy survey in more than 60% of the real estate markets across the country it's cheaper to buy a home than to rent a comparable one. Even with home prices increasing year over year, low interest rates make this possible. How long this anomaly will last, is ...
Whether you happen to be a home buyer or real estate agent, there's a new sheriff in town who has been tasked with protecting consumers when it comes to real estate transactions. There’s a new sheriff in town and his badge says: CFPB. If you’re not familiar with the CFPB it’s probably time to get...

Greg Cook

Mortgage Consultant NMLS ID# 283159
local_phone(951) 765-1718
smartphone(951) 265-4532
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