RECENT BLOG POSTS
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Mortgage Process: Do’s & Don’ts Your mortgage loan application process can be easier with a little bit of advance planning. Your post-application process can also be smoother when you keep in mind what activities can slow down your closing. Do’s when you plan to apply: Keep an ongoing paper trail...
06/06/2024
Entering the world of loans can be daunting, whether you're securing a mortgage for your dream home, financing a new car, or funding your education. Amidst the paperwork and financial jargon, your loan officer becomes your guide through the process. They’re not just a figure behind a desk; they'r...
06/04/2024
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As the holiday season unfolds, I reflect on the incredible year we've shared. This Christmas, I want to extend my deepest gratitude to each of you for your unwavering support and trust in my business.Your partnership has been the cornerstone of my success, and I am truly thankful for the opportun...
12/25/2023
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From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be looking into building your own home.But just how feasible is it for you to build your own home and stay within your budget? It might actually be more rea...
12/05/2023
2024 Conforming & FHA Loan Limits This week, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) both announced new 2024 loan limits, which affect FHA and conforming loans. This means your buyers will have more flexibility, and possibly lower rates when financ...
12/02/2023
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🏡 Embrace the Adventure of Homeownership, Even in the Face of Rising Interest Rates! 🏡✨Hey fellow first-time homeowners! 🎉🔑 We've got some fantastic news to share—YOU are now part of the homeowners' club, and that's a big deal! 🏠✨Now, we know some of you might be thinking about those rising inter...
11/28/2023
As we approach Thanksgiving, it's a moment to pause and reflect on what truly matters. At First Heritage Mortgage, we're reminded of the immense gratitude we have for our community. This Thanksgiving, let's embrace the warmth of family, the joy of friends, and the comfort of home.In the spirit of...
11/27/2023
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You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan, making sure that you can reliably make the monthly mortgag...
06/13/2023
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Summertime is here! For most homeowners, that means sunny days, warmer weather, and more time spent outdoors. You might be planning to host a barbecue and invite friends and family over or to simply relax and soak in some sun rays. Whether you plan to welcome a large party or enjoy some solitude,...
06/08/2023
There’s been a lot of concern from prospective home buyers and existing homeowners over the past several months. With inflation continuing to rise and interest rates headed in the same direction, many people are rightly concerned about their ability to buy or sell a house. These market shifts hav...
06/06/2023