Proof of Income for Mortgage Approval 0:00 - Intro & a little humor 0:30 - primary thing to keep in mind is "It's not personal" 0:41 - list of things to qualify for a loan: paystubs, bank statements, W2s/1099s, federal tax returns 0:56 - underwriter is trying to determine whether you're likel
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03/28/2021
What Credit Score Is Used to Buy a House | Home Loan Credit vs Consumer Credit Score So let’s assume you don’t have pure cash to pay for a home, so then you’re going to be qualifying for a loan. I’ve done a whole bunch of loans over my career and I can help you trouble spot and figure out “is thi
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03/28/2021
When can you put in an offer on a home? Qualifying credit, income, etc. in 2021Let's talk loan qualifying your credit and income, and terms and rules during escrow on a home purchase0:00 – Intro – when can you look at homes intending to make an offer?0:33 – Credit score that matters on home loan0
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03/23/2021
Pay Off Debt at Closing for Home Loan | Loan Qualifying - CA We’ve talked about the debt to income ratio; that is, how much debt that you’re taking on each month with your new house *plus* your other debts (all on a monthly basis) compared to your income, and if that ratio is too high, it’s too m
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03/18/2021
Palos Verdes Bay Club Neighborhood | New Homes for Sale Rancho Palos Verdes Homes Today's topic: the neighborhood including the Palos Verdes Bay Club which are condos, and the new homes and estate homes nearby. We have a format for our neighborhood tours so you know what to expect: we'll talk loc
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03/13/2021
Real Estate Loan - Short Tip, Save $100's of 1000's#short #realestateloantip Make just one extra payment each year, for the first 19 or 20 years, and pay off the loan approximately 10 years early. It will depend on what kind of loan you have, what the interest rate was, etc., But this is a good r
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03/06/2021
Palos Verdes Neighborhoods | Worst Things About Living in Rancho Palos Verdes on the PeninsulaPalos Verdes Neighborhoods | Worst Things About Living in Rancho Palos Verdes on the Peninsula 0:00 - Intro 0:12 - 1 Distance 0:29 - 2 Number of Restaurants 0:55 - 3 Check Cell Phone & Internet for Home
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03/06/2021
Murrieta Ranchos | Murieta Ranchos NeighborhoodMurrieta Ranchos | Murieta Ranchos Neighborhood Tour in California near-ish Camp Pendleton Tour 0:00 - Intro – Welcome to the Murrieta Ranchos, some spell as Murieta Ranchos, located off Washington Ave at Santa Fe. 0:18 - This neighborhood has views
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02/25/2021
Palos Verdes Neighborhoods | Living in Palos Verdes Watch for the cat Gif 🐈,at the end. I crack myself up! :D 🤣 - take a short map tour highlighting where the five cities of the Palos Verdes Peninsula are situated on the map: Rolling Hills Estates, Palos Verdes Estates, Malaga Cove, and Rancho Pa
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02/20/2021
Living in Greer Ranch | Compare Greer Ranch vs Bremerton in Murrieta 20210:00 Intro Living in Greer Ranch in Murrieta California compare to Bremerton0:22 Guarded gated community0:26 Hills and views, it has access to great Murrieta schools.0:33 Also it has a pool and a clubhouse that you can reser
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02/13/2021
