Liam Spencer's (liamspencer) Blog

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Real Estate Agent - Spencer Group Realty
The average credit score among borrowers who received a mortgage in September was 732, down from a peak of 750 a year prior, according to new data released today by Ellie Mae, which provides mortgage lenders with loan origination systems. That’s also the lowest average credit score since the comp...
Boise is No. 11 in's inaugural list of the 100 Best Places to Live. The City of Trees scored well in the amenities, health care and education categories. It's total "LivScore" of 630 left it tied with Bellevue, Wash., and just behind Rockville, Md. West Coast and Rocky Mountain cit...
In some instances, individuals become motivated to sell once they've landed on that special house and have determined a time frame for purchasing. The question remains however, should you first list your existing home for sale before putting an offer in on the new one? It's a question that plague...
I met earlier today with a client for whom we will list their property for sale in the Boise, Idaho area. It sits on two acres, have a lovely well landscaped yard, swimming pool and the home itself has plenty of appeal. The seller asked if I could forgo putting a yard sign in front of the home an...
With the uptick of the housing market in Boise, Idaho , I've had the pleasure of taking a number of clients through new construction vs. existing homes more so than in the previous five years. This is due to the lack of inventory of existing residential property leaving buyers no other choice but...
With nearly eight years in real estate I can now take a collective glance over the past several years and see the emergence of a different sort of buyer and seller.  As a Realtor, I  know I need to understand where they are coming from; a client's needs, wants and expectations if I am to better s...
Traditionally, housing markets are not as prone to bubbles as other financial markets. So the question remains: Should we be worried that we may be sliding into the next real estate boom or bubble? Perhaps we should. But perhaps far more important is the fact that all of today's strong market fun...

Liam Spencer

Spencer Group Realty
local_phone(208) 866-9727
smartphone(208) 850-9150
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