Lester has the Loan for you! Industry Update

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Mortgage and Lending - Blue Water Home Loans NMLS# 166527
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This is a very helpful article I come across to help keep you abreast of the changes in FICO. Written By: Linda Ferrari, President of Credit Resource Corporation - Author of The Big Score - Getting It & Keeping It - Buying Power for Life. Just when you thought the credit score reporting process c...
06/23/2009
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Home sweet home!  It is a great time to buy a home!  There are numerous advantages to first time buyers and the market is ripe.  To find out more give the friendly and professional staff at Blue Water Home Loans a call today at 810-987-1200.
06/22/2009
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This came to me today via email.  I strive to offer real service (not in the sense of the bull either), but I had to laugh at this one.  I hope you enjoy. I became confused when I heard the word 'service' used with these agencies.Internal Revenue 'Service'U.S. Postal 'Service'Telephone 'Service'C...
06/22/2009
Cruise on The Huron Lady II Come and cruise with friends both old and new! Host: Eastern Thumb Association of Realtors (ETAR) Type: Party - Cocktail Party Network: Global Date: Thursday, July 16, 2009 Time: 6:40pm - 9:00pm Location: At the Huron Lady Docks on the south side of the Military St. B...
06/22/2009
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Understanding FICO    Lending is FICO driven.  This is even more relevant in the risked based climate of our industry.  Therefore, the more you understand about FICO the better you will be suited to use credit and use it at a more favorable interest rate.  In this brief article I will be discuss...
06/16/2009
It is that time of year already! It is time for the Bicycle Pub Crawl in Marysville sponsored by the Legion Riders of the American Legion Post 449 in Marysville. It is a very fun event that helps community service programs around the area. Some come on and join old friends and make a few new ones...
06/16/2009
Who is Lester Wilkins?  He is a local mortgage loan officer in St. Clair County.  He co-owns Blue Water Home Loans.    -I have been in the industry for over ten years.  I will offer the quality of service that will come from only closing hundreds of loans.  Whether you are looking to buy your fir...
06/15/2009
This is the program that offers Federal grant money to repair foreclosed homes in targeted areas of Port Huron. Two key changes have come into effect. 1.  Appraisals have been waived on foreclosed properties in the target areas of Port Huron with a value of less than $25,000. 2.  Purchase prices ...
06/15/2009
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You can direct your family and friends by way of URL to your facebook page.  Log into your face book account and just follow the link below.  This is very helpful.  However, be advised the user names are on a first come first serve basis.  Also, once select one you will not be able to change it. ...
06/15/2009
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Agents beware I am being told of the following scam in MI. At an open house, be alert to visitors’ comings and goings, especially near the end of showing hours. Police have reported groups of criminals that target open houses, showing up en masse near the end of the afternoon. While several "clie...
06/15/2009
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Lester Wilkins

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Various thoughts and insights into the mortgage industry. Mingled with a little humor and various musings by the author.