Will I have to pay back the bank if I do a short sale? this is a question that many homeowners ask. The MORTGAGE FORGIVENESS DEBT RELIEF ACT is helpful for first mortgages when a bank approves a short sale. What is the Mortgage Forgiveness Debt Relief Act of 2007? The Mortgage Debt Relief Act w
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05/31/2011
MORTGAGE DEFAULTS DO NOT RUIN YOUR CREDIT FOREVER Interesting article from TransUnion regarding mortgage defaults inspired me to write this post. With so many people having problems with their mortgage, it only makes sense that the traditional "credit worthiness" that a credit score tells a po
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05/26/2011
Miss Trawicks Garden Shop In Pacific Grove I like to introduce my readers to unique shops and restaurants in our community. Miss Trawicks Garden Shop and The Red House Cafe is Pacific Grove are must visit places for visitors and locals alike. It is a piece Pacifc Grove History, and a lovely pl
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05/25/2011
Great video by CNBC Realty Check...Banks are fighting helping underwater homeowners and more.
05/24/2011
Everyone needs to have an emergency fund of at least 3 months expenses. It is something that is very hard to put into the budget. But we all need to have a nest egg to draw on in an emergency. Even though we all know we need to do this, putting it into action is another matter. I hope the fo
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05/23/2011
Take a jazzy tour through Carmel, California!! Enjoy
05/21/2011
Help, I can't pay my mortgage: if this is you: Please read this posting: I know this is a sensitive issue...about half of all mortgages in this country are under-water. There is help...I have helped many people in the same situation. Contact me for free information regarding short sales, Notice
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05/20/2011
How is the real estate market? How many times a day do I hear that question? Let me tell you, I hear it alot. So, how is it? Well, over-all, prices have dropped, so it is good for buyers, and for sellers, if you have equity in your home, you may sell lower than you would have 4 years ago, but, yo
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05/20/2011
I want to share this local news story with everyone who can see it. It is a message from Chelsie Hill. Last year, the teenager was at a party and decided to get into a car with a friend who had too much to drink. The accident left her paralyzed. Please click on this link to see her heart wrench
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05/19/2011
What Do You Want To Know About Real Estate? This post could be called "THIS ONES FOR YOU" My reason for writing this blog is to help consumers to learn valuable information about real estate in Monterey County. I want to provide thought provoking, stimulating content, answer questions as to real
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05/18/2011