Colorado Springs Mobile Notary - Leon Austin

'It depends.' That's usually how I will begin trying to answer that question. Because it really does depend -- on a lot of things. First of all, it depends on the borrower, and how much time they are going to take.  All borrowers are different.  Some will say, 'I've done this a thousand times. Ju...

It's something that any notary signing agent would dread: having to go back out to the borrowers for some reason. There are several reasons why a notary signing agent will have to go back to the borrowers after a closing.  A document might be missing a signature or initials, is one reason. Not on...

I carry a pouch for ink pens in my briefcase.  The pouch has two compartments: one for blue ink pens, the other for black ink pens. The reason for this is that I never know for certain what color ink to use at a closing.           'Are you stupid or somethin'?' No, I'm not stupid.           Altho...

According to my Colorado Notary Law Primer, I am not supposed to assist others with legal matters.  I'm okay with that. It goes on to state that I am not to assist others in drafting, preparing, selecting, completing, or understanding a document or transaction. I'm okay with that too.  After all,...

Question:  I did a closing in Colorado for a signing service located in California.  The borrowers signed the loan documents in Colorado, but the property is in California.  The notary wording on the Deed of Trust acknowledgement ("I certify under PENALTY OF PERJURY under the laws of the state of...

A notary posted a remark on a message board about a company, warning others not to do signings for that company.  This person obviously had a bad experience with that company.    Another notary commented to that post saying that he did a closing for that company and was paid promptly, and that he...

It seems like such a severe and drastic measure to refuse to pay the closer because the borrower was not able to provide a copy of their ID.  But that is exactly what some companies threaten to do.  This was in the instructions for the closing I did recently: It's not our fault if we tell the bor...

I got a call to do a closing. I agreed to do it. I waited for a closing confirmation so I could start preparing. None came. An hour later. Still no confirmation. I called the company. Someone other than the person I spoke to answered and told me that they are still getting the loan documents toge...

Two minutes into the closing last night the borrower found a problem on the HUD Settlement Statement, called the loan officer, and was instructed by the loan officer to not sign the documents -- that they would be re-drawn.  I hardly had a chance to finish filling out my notary journal. I had spe...

In the topic: Why notary signing agents get burned, I wrote about signing service contracts, and the need to read them carefully.  Not only should notary signing agents read the contracts, they also need to read the instructions that come with the closing assignment.  Failure to read and understa...