Colorado Springs Mobile Notary - Leon Austin

Perhaps you recall the scene in the movie The Godfather in which Tom Hagen, the consigliere for the Corleone family, is ordered to go to California to settle some family business.  Tom doesn't ask, 'Why?'. He asks, 'When?'  It's understood that he has to do it.When you have that kind of wealth an...

The Deed of Trust. It is one of the most tedious documents known to mankind. In terms of being interesting to read, it ranks right up there with the IRS Tax Code, insurance policies, and mattress tags.  'Does anybody really read all of this?' I wish I had a dollar for every time a borrower asked ...

A borrower who lives way out in a remote area probably dreads the thought of refinancing their mortgage and having to make a long drive to sign their loan documents.Dread no more.The borrowers for whom I did a closing on Friday evening live way out past Franktown, Colorado, in Douglas County. It'...

I was at the FedEx Center here in Colorado Springs last Thursday evening. I was at one of the counters, reviewing a set of loan documents from a closing I had just completed to make sure that everything was signed and notarized properly before I sealed it in the envelope and dropped it off. Out o...

Less stress. I think that's the goal of everyone.  Ways to reduce stress is something we're constantly seeking. One of the ways in which I reduce stress is by doing as many things as possible in a day. If it gets done today, it doesn't have to be done the next day.  This is especially important i...

I wrote about this not too long ago: Why notary signing agents fail to follow instructions. This is a followup to that.  I am totally convinced that it is not us ... it's them. I just received the documents for a closing I'm doing tomorrow morning. On page 15 I discovered this:Fortunately I make ...

A Certified Notary Signing Agent is required to conduct themselves in strict accordance with the Gramm-Leach-Bliley Act with regards to safeguarding the privacy of the borrowers. I wrote about that a while back in the topic: Guarding the borrower's information.This constant focus on ensuring that...

REGULATION Z for $200The notary signing agent printed over 250 pages of loan documents, drove 25 miles to get to the borrower's home to do the closing, and spent more than an hour in the closing. 3 days later the borrower cancelled the loan.   Should the borrower have to pay the notary signing ag...

I received an email last Thursday from a title company that I do Reverse Mortgage closings for. It said that, certain clients have mandated that the notary fee be reduced for Reverse Mortgage closings. The fee is $45 less than what they had been paying. That's a 36% cut.It's one thing to say that...

I can understand how difficult it is for borrowers to know the 'Who's Who' of their loan process. Everything is handled over the phone, or over the internet. In many cases they never see anyone. That is, until it comes time to sign the loan documents and have them notarized.On closing day, the bo...