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ARCHIVED BLOG POSTS
2007
I was reading the Blog That Idiot Loan Officer #%&!! which was a great blog and almost every Realtor who posted a response wants Communication, Returned Calls and Reliable Pre-Approvals...... Sounds too easy....Well that's because IT IS EASY!About 95% of my business is made up of past customers ...
04/15/2007
Homebuyers who pay less than 20 percent down payment usually pay for private mortgage insurance (PMI), but a law passed by Congress makes that cost fully deductible on income taxes starting in 2007. This new law applies to new loans for households making less than $100,000 per year.The change al...
04/15/2007
Starting April 14, 2007 Wells Fargo will offer the " On time closing guarantee" to all loan applicants who qualify... If we fail to close on time due to being Wells Fargo's fault, *Wells will pay the First Months P&I payment on your mortgage!Reliable Pre-Approvals and now the "on Time Closing Gua...
04/13/2007
If you are out showing homes and running around with prospects now more than ever having a reliable Pre-Approval is very very important. With all the sub prime troubles and lenders folding like cheap tents you owe it to yourself and the home sellers to work with a lender who will be able to close...
04/11/2007
With the sub prime market still melting and lenders tightening their belts across the board one option which is not looked at as often as it should be is a VA loan. Of course you have to have served time in the service and be eligible but for those who are eligible it's a great alternative for 10...
04/09/2007
1
Comments
Happy Easter Everyone...... I wish everyone a happy day and a successful 2007 spring and summer market.The 2007 spring/summer market will bring some challenges but overall I think if you have the right partners and team it could be one of the best spring/summer markets.So far 2007 has been the be...
04/08/2007
The sub prime industry continues to crumble, there is a web site that has been keeping track of the fallen companies. The site reports 50 such companies have gone bye bye..... Take a look @ http://www.ml-implode.com/Most of you already know the site but for those who don't it's interesting stuff....
04/08/2007
0
Comments
Mortgage Basics Although each individual home financing package has its own variety of features, the concept of a mortgage is really quite simple: a mortgage is a loan made to help you finance a home. Your lender advances you a certain amount of money, which you repay over a specified period. Rat...
04/05/2007
2
Comments
Many people have no idea what their credit looks like prior to making application for a mortgage. Sometimes there are things on the report that are incorrect which may cause them not to get approved for a mortgage. Unfortunately in the mortgage industry there are loan officers who don't go the ...
04/05/2007
0
Comments
I hope everyone is enjoying the same great start to the spring market as I am.With all the negative news spreading throughout the media the past 8-12 months everyone seemed to be bracing for a slow real estate market this spring, so far this has been the best spring for me since the re-fi boom. ...
04/05/2007
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