John Meussner's Blog

While You Were Shopping We've known, and have shared, for quite some time now that mortgage rates would be heading up.  What we didn't know, was that they were going to go up all in one week.  Happy 2022!  While rate is an important factor when getting a mortgage, it's important to note that rate...

Mortgage Secrets 'They' Don't Want You To Know About - Part 1 When the Lowest Rate Makes the Most Sense The lowest rate never makes the most sense.  Or, hardly ever.  Sounds like something a lender with high rates would say, huh?  Well, hear me out.  First, the rates I offer are extremely competi...

Home prices are at all time highs!  There's a dip coming!  This is a bubble!  Wait to buy until prices come down!  These are some of the things headlines have been touting for....well, years now, as appreciation in the housing market has marched higher.  And yes, home prices are higher - much hig...

They're here!  Every year around this time the Federal Finance Housing Authority (FHFA) announces loan limits for the next calendar year.  These limits are adjusted based off of year over year home appreciation metrics usually noted by 3rd quarter results from appreciation reports. For 2022, loan...

Ah, the holiday season.  The season of lights.  The season of decorations.  Celebrations.  Religious reflections and joy.  Family time.  Real estate agents reminding others just how miserable they can be...We're in a seller's market.  A heavy seller's market, and we've been here for a while.  How...

Thankful For My Team Katerina, Erica, and Corliss.  You may not have seen these names on ActiveRain, but if you've worked with our team in the past 12 months, odds are good you're familiar with at least one of them (most likely my right hand woman, Erica).  In 2020, I decided it was time to grow ...

Ever wonder why the phone won't stop ringing after applying for a loan?  Does it seem like your mailbox gets a little more full of junk mail and refinance solicitations from lenders you've never heard of (usually showing off loan terms that seem 'too good to be true')?  If so, you've been turned ...

What Happens After Things Go Wrong? $hit happens.  There's some controversy around the creation of the phrase.  Did Professor Connie Eble bring the phrase to written form for the first time?  Was it, in fact, Forrest Gump?  While mystery surrounds the phrase, I am near certain that the original u...

Home Values Sitting Pretty Home values continue to rise!  Despite the media largely being negative on housing for years, home values continue to buck the narrative and continue to climb, building immense wealth for buyers and adding to the financial securty of home owners around the country.While...

Part Timers VS Hobbyists In Real Estate there's always been an attitude amongst many that "part time agents have no business being in the business".  This argument becomes a little louder each time we're in a market like we see today with limited inventory, an abundance of licensees, and home sal...