RECENT BLOG POSTS
How Are Pre-Qualifying And Pre-Approval Different?   Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork by telling a lender your income, your long-term debts and how larg...
02/28/2015
How Do I Begin The Process Of Buying A Home?   Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How much space do you need? What areas of town do you like? After you answer these que...
02/26/2015
How Do I Know If I'm Ready To Buy A Home?   As you’ll see in this video, you can find out by asking yourself some questions: Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable? Do I have a good record ...
02/24/2015
What Does A Home Inspector Do, And How Does An Inspection Figure In The Purchase Of A Home? As we show you in this video, an inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction and mechanical systems of the house and will make yo...
02/22/2015
What Are Builders’ Incentives?     Builders sell homes which are a complex, long-term purchase. For specific homes or lots in a project, at certain times they may improve terms in some way to incent someone to buy the home promptly - in other words “Incentives.”  This video categorizes and summar...
02/20/2015
Is A Builder’s Preferred Lender The Best Choice?   This video gives you some ways to frame that question. It’s more efficient and less paperwork for home builders to have financing on new-home sales handled by a single lender. So builders, particularly on larger projects, frequently make arrangem...
02/18/2015
What Is The Debt-To-Income Ratio (DTI)? Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says:  debts are existing financial commitments; a car payment is a debt a grocery bill is not. To calcu...
02/16/2015
Buying Land to Build a New Home On? Don't Forget These Three Important Considerations   When most people talk about real estate, they envision buying an already-built house on already-landscaped property. However, buying vacant land and building a new home is a great way to ensure that you get th...
02/14/2015
FICO Scores and Your Mortgage: How to Bump Your FICO Score to Secure a Better Mortgage Rate   Is your credit score holding you back from getting the best rate on your next mortgage? The good news is that there are actions that you can take to increase your credit score and improve the interest ra...
02/12/2015
It's Not Just Car Storage: How to Transform Your Garage into a Brand New, Highly Usable Space   In some homes, garages are used only for car storage. They may appear to be bare and without real functional use for homeowners. However, other garages may be an envy of the neighborhood - they may hav...
02/10/2015
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Laurie Steinberg

Steinberg Realty Group | Keller Williams
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