The Mortgage Report

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Mortgage and Lending - NMLS License #113781
I'm here to educate homebuyers and/or sellers on topics related to mortgage lending and share fun and educational facts about the real estate market. My company, FirstTrust Home Loans, offers highly competitive rates through our direct to consumer lending channel (no middleman) known as “Direct Rate.” We do this with transparency, service, speed, and a human touch. To meet these requirements, we offer an engaging, concierge user experience. Our Direct Rate system provides an intuitive borrower portal that offers simple, transparent interaction, the ability to easily, safely, and securely upload and store documents with real-time status updates and the ability to engage with experienced lending professionals at any point in the process. We have been in business since 2003. Choosing a mortgage lender is a major decision, and at FirstTrust Texas, we take our jobs as lending professionals very seriously. Please consider us for an opportunity to earn your business. Hope you find my blog educational.
The FHA is once again raising mortgage insurance premiums (MIP) on its newly-insured borrowers.  It's the FHA’s fourth such increase in the last two years. Beginning April 1, 2012, upfront mortgage insurance premiums will be higher by 75 basis points, or 0.75%; and annual mortgage insurance premi...
Are you looking to be more productive when it comes to your technology?  I found a great report that includes the Top 100 Apps for Real Estate Professionals and it's PACKED with killer tools and gadgets. Check it out, and tell me what works for you.   Here's the link:
Looking for a great way to connect with your past clients, current clients, family, friends or co-workers on their birthday in a way that will help them remember you and what you do for a living? You have to check out  Many of you may have used it, but not in this way. What we do...
If you are a homeowner whose mortgage debt is partly or entirely forgiven during tax years 2007 through 2012, you may be able to claim special tax relief and exclude the debt forgiven from your income.  Here is a link to ten facts that you need to know about mortgage debt:
Are you working on a project but can't see the whole path to completion clearly? Can you see the first two or three steps? Take those. When you do, the next two or three will come into focus, then take those. Be diligent and before you know it, you'll have another notch in your belt of completed ...
Short and simple formula for happiness and success:
Agents, need something cool to send out to your database? How about this FREE report that shows them some of the ins and outs of homeownership and taxes. Here's your copy to swipe and pass on.
Everyday I see a new system, strategy, or plan on how you can become uber rich in sales, but here is the simple truth… Get over your fear of making calls Get out from behind your desk Go network with people face to face Build your database of people you know and they know you Ask for referrals a...
Wanna be on the front page of Google EVERY time? Set up a Google account, then go to and click on Google Account Settings. Under the profile screen (upper left hand side), add your picture and information, such as a short bio or other variations of your name. The information entered on...
Have you set up your Google profile yet? Google offers a full suite of tools for real estate professionals that let you reach prospects at all stages of their home search. Some are FREE! Check it out and let me know what you think ...    

Kevin Whatley

Professional Mortgage Lender
local_phone(817) 930-2575
smartphone(469) 993-9395
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