The Mortgage Report

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Mortgage and Lending - Homespire Mortgage - NMLS License #113781
I'm here to educate homebuyers and/or sellers on topics related to mortgage lending and share fun and educational facts about the real estate market. My company, FirstTrust Home Loans, offers highly competitive rates through our direct to consumer lending channel (no middleman) known as “Direct Rate.” We do this with transparency, service, speed, and a human touch. To meet these requirements, we offer an engaging, concierge user experience. Our Direct Rate system provides an intuitive borrower portal that offers simple, transparent interaction, the ability to easily, safely, and securely upload and store documents with real-time status updates and the ability to engage with experienced lending professionals at any point in the process. We have been in business since 2003. Choosing a mortgage lender is a major decision, and at FirstTrust Texas, we take our jobs as lending professionals very seriously. Please consider us for an opportunity to earn your business. Hope you find my blog educational.



Home prices and mortgage interest rates are really looking attractive now (in my area at least).  Do keep in mind, however, that Fannie Mae and Freddie Mac have recently implemented increased delivery fees and new loan-level price adjustments. For borrowers with scores below 680 you'll have to pa...
Fannie Mae and Freddie Mac, also known in the lending world as "the agencies" or GSE's (government sponsored enterprises), have amassed quite an extensive list of areas known as declining markets. FNMA & Freddie Mac have both restricted the maximum loan-to-value and combined loan-to-value ratios ...

Kevin Whatley

Professional Mortgage Lender
local_phone(817) 930-2575
smartphone(469) 993-9395
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