I love phone calls from readers and especially phone calls that ask questions about how agency relationships work in our area (Macomb County MI). Recently a young lady called and told me a story that is all too common: She called the agent on the sign in front of a home requesting informatio
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04/13/2009
One of the areas that I frequent often with home buyers is St. Clair Shores in Macomb County. This city is diverse and large, offering 3 separate school districts: Lakeshore, Lakeview and South Lake. St. Clair Shores borders the Grosse Pointes on the south and Clinton Township on the nort
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04/06/2009
...this makes no sense to me at all. When a home owner has a mortage payment that includes PMI or MIP and it is paid for every month how the heck can the insurance company come after the home owner for a deficiency balance in cases of foreclosure or want a promissary note in case
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03/30/2009
Mike Mitchell and I attended a workshop Monday afternoon for the Neighborhood Stabilization Program in Macomb County MI. The purpose of this meeting was to inform and familiarize real estate agents in Macomb County with the program that officials hope will help to stabilize areas of the county t
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03/25/2009
One of the key points to remember about the 1st time home buyers tax credit thatis good for purchases through November 30th of this year is that the credit is calculatedusing 10% of the purchase price of the home. In the coming weeks I'll be posting links to the various homes (and condos) for sal
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03/21/2009
In speaking with a lady who called earlier last week regarding the $8000 first time home buyers credit from the Federal Government I realized that once again there are so many misconceptions out there for consumers. It is most certainly not the consumers fault that they are confused. First, the
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03/17/2009
I was working on my Outside blog for a bit this morning and noticed somethingthat made me want to shout "Hallelujah!"(If this has been mentioned before please send me a note and I'll take down this post. I wasjust so darned excited about it that I had to share it with you!)On the top of the Outsi
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03/10/2009
One of the problems that first time home buyers in Macomb County MI are running in to is that the good faith estimate they received from the mortgage lender has a lower estimate for property taxes then what we they actually are. For example: Your mortgage lender may estimate your future property
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03/08/2009
I had a nice surprise this morning when I reviewed the home salesin Macomb County MI for the past month (February 2009)One of the things I picked up on during the month was the feeling that first time home buyers were starting to feel comfortable again about our market and realizing that many hom
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03/04/2009
The other day I was in a Macomb County MI real estate office (I won't share which office) when I overheard a conversation taking place by an agent and his buyers (paraphrasing below):Let's just write the offer and get it accepted. We know it really doesn't stand a chance getting past the apprais
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02/28/2009
