Kuldip Malhotra's (kmalhotra) Blog

All lenders as part of a mortgage require a borrower carry an insurance policy that includes damage from fire, smoke, vandalism and theft. Many homeowners will upgrade their basic coverage to include personal liability and protection from additional hazards depending upon the risk factors and loc...

With home prices increasing to all time highs-even in this last housing crisis, home mortgage payments are still a record percentage of people's incomes-should we be worried about the prospects of being able to afford a house or finding an investment property?  Buying a house can be one of the be...

California's Governor Arnold Schwartzenegger is pushing for good plan to reverse home foreclosures. Under the proposal which has to be approved by the legislature, mortgage lenders who file "the notice of default" against owner occupied properties on California homes would be forced to accept a 9...

Among many other things which cause Cancer or pose other health hazards Granite Counter is one of them. It is a fact that some kinds of granites do emit low level of radiation and radon gas. While radiation can cause all kinds of cancer, radon gas is particularly related to causing lung cancer. R...

To jump start the housing market, Government is offering a tax credit up to $7,500 to first-time home buyers.While everyone is not eligible but if you do qualify it is an opprtunity for you to take advantage of the new credit. Eligibility Rules: The tax credit is available for first-time home buy...

What's in the Bill  Major provisions of the housing bill, which is designed to help homeowners stay out o foreclosure and keep mortgage giants Fannie Ma and Freddie Mac afloat: Foreclosure avoidance Will help an estimate 400,000 homeowners avoid foreclosure by refinancing into 30-year fixed rate...